Index
SECTION
I -- TEXAS INSURANCE CODE
SECTION II -- INSURING FORMS
SECTION III -- RATE RULES
SECTION IV -- PROCEDURAL RULES
AND DEFINITIONS
SECTION V -- EXHIBITS AND FORMS
SECTION VI -- ADMINISTRATIVE
RULES
SECTION VII -- CLAIMS
SECTION VIII
--PERSONAL PROPERTY TITLE INSURANCE
APPENDIX -- TDI BULLETINS
SECTION
I -- TEXAS INSURANCE CODE
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SECTION
II -- INSURING FORMS
- Access Endorsement T-23
- Additional Insured Endorsement
T-26
- Assignment of Rents/Leases Endorsement
T-27
- Balloon Mortgage Endorsement T-39
- Certificate of Title (USA) T-6
- Certificate of Title for Easements (USA) T-9
- Co-Insurance Endorsement
T-48
- Commitment for Title Insurance
T-7
- Condominium Endorsement
T-28
- Contiguity Endorsement
T-25
- Endorsement T-3
- Endorsement T-30
-
Endorsement Instructions
- Endorsement (USA) T-12
- Endorsement (Environmental Protection Lien) T-36
- Equity Loan Mortgage Endorsement T-42
- Facultative Reinsurance Agreement T-18.1
- First Loss Endorsement T-14
- Increased Value Endorsement T-34
- Last Dollar Endorsement T-15
- Leasehold Mortgagee Policy Endorsement T-5
- Leasehold Owner Policy Endorsement T-4
- Limited Pre-Foreclosure Policy
T-98
- Limited Pre-Foreclosure Policy Down Date Endorsement
T-99
- Manufactured Housing Endorsement T-31
- Mortgagee Policy Aggregation Endorsement T-16
- Mortgagee Policy of Title Insurance
T-2
- Mortgagee Policy of Title Insurance P-9.b.(3). Endorsement
Form T-38
- Mortgagee Title Policy Binder on Interim Construction
Loan T-13
- Non-Imputation Endorsement
T-24
- Owner's Policy of Title Insurance T-1
- Owner Title Policy Commitment to Texas Department
of Transportation T-20
- Owner Title Policy Commitment For Eminent Domain
Proceedings T-22
- Planned Unit Development Endorsement T-17
- Policy of Title Insurance (USA) T-11
- Reinsurance Commitment T-18
- Residential Leasehold Endorsement T-4R
- Residential Owner Policy of Title Insurance T-1R
- Restrictions, Encroachments, Minerals Endorsement
T-19
- Restrictions, Encroachments, Minerals Endorsement
Owner Policy T-19.1 - Revolving Credit Endorsement T-35
- Supplemental Coverage Equity Loan Mortgage Endorsement
T-42.1
- Supplemental Coverage Manufactured Housing Unit
Endorsement T-31.1
- Tertiary Facultative Reinsurance Agreement (Type
I) T-21.1
- Tertiary Facultative Reinsurance Agreement (Type
II) T-21.2
- Tertiary Reinsurance Agreement T-21
- Texas Residential Limited Coverage Junior Mortgagee
Policy Combined Schedule T-44
- Texas Residential Limited Coverage Junior Mortgagee
Policy Down Date Endorsement T-45
- Texas Residential Limited Coverage Junior Mortgagee
Policy Home Equity Line of Credit/Variable Rate Endorsement T-46
- Texas Reverse Mortgage Endorsement T-43
- Texas Short Form Residential Mortgagee Policy
One-to-Four Family
& Addendum T-2R
- Variable Rate Mortgage Endorsement T-33
-
Variable Rate-Negative Amortization Mortgage
Endorsement T-33.1
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SECTION
III -- RATE RULES
- Access Endorsement R-30
- Additional Chains of Title R-9
- Additional Insured Endorsement
R-33
- Amendment of Exception as to Area, Boundaries, etc.
R-16
- Amendment of or Endorsement Amending Exception in
Mortgagee Policy or Mortgagee Title Policy Binder
on Interim Construction Loan (Interim Binder) R-19
- Applicable Only as Provided in Procedural Rule P-29
R-24
- Commitment Fee R-23
- Commitment for Title Insurance R-12
- Commitment for Title Insurance to the Federal Deposit
Insurance Corporation, Office of Thrift Supervision,
or Resolution Trust Corporation R-25
- Contiguity Endorsement
R-32
- Creation of New Loan Contemplated by Construction
Lender R-18
- Equity Loan Mortgage Endorsement and Supplemental
Coverage Equity Loan Mortgage Endorsement R-28
- Foreclosed Properties R-14
- Limited Pre-Foreclosure Policy (Form T-40) and Limited
Pre-Foreclosure Policy Downdate Endorsement (Form
T-41) R-26
- Mortgagee Policies Covering First and Subordinate
Liens Issued Simultaneously R-7
- Mortgagee Policy R-4
- Mortgagee Policy Endorsement R-11
- Mortgagee Policy on a Loan to Take Up, Renew, Extend
or Satisfy an Existing Lien(s) R-8
- Mortgagee Title Policy Binder on Interim Construction
Loan R-13
- Multiple Owner Policies on Same Land R-21
- Non-Imputation Endorsement
R-31
- Owner and Leasehold Policies R-22
- Owner Policies-City Subdivision, Acreage Subdivisions,
Industrial Tracts R-10
- Owner Policy R-3
- Owner Policy After Construction Period R-20
- Owner Policy Endorsement R-15
- Policy Forms for Use by United States Government
R-17
- Rebates and Discounts R-2
- Restrictions, Encroachments, Minerals
Endorsement (T-19) and Restrictions, Encroachments,
Minerals Endorsement-Owner Policy (T-19.1)
R-29
- Schedule of Basic Premium Rates and R-1
- Simultaneous Issuance of Owner and Mortgagee Policies
R-5
- Subsequent Issuance of Mortgagee Policy R-6
- Texas Residential Limited Coverage Junior
Mortgagee PolicyR-27
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SECTION
IV -- PROCEDURAL RULES AND DEFINITIONS
- P-1 Definitions
- P-2 Amendment
of Exception as to Area and Boundaries, Etc.
- P-3 Exception to "Rights
of Parties in Possession"
- P-4 Restrictive Covenants
Exception
- P-5 Special Exceptions
- P-6 Co-Insurance
- P-7 Name of Insured on
Loan Policy of Title Insurance or Proposed Insured
on Commitment or Loan Policy of Title Insurance
- P-8 Issuance of Policies
Prior to Completion of Improvements
- P-9 Endorsement of Owner
or Mortgagee Policies
- P-10 Facultative Reinsurance
- P-11 Insuring Around
- P-12 Abstract
Plants
- P-13 Truth-in-Lending
- P-14 Owner Title Policy
Commitment to the State Department of Highways and
Public Transportation
- P-15 Commitment
for Title Insurance to or for the benefit of the Federal
Deposit Insurance Corporation, Office of Thrift Supervision
or Resolution Trust Corporation
- P-16 Mortgagee Title
Policy Binder on Interim Construction Loan (Interim
Binder)
- P-17 Electronically
Produced Endorsement Forms
- P-18 Commitment for
Title Insurance
- P-19 Pending Disbursement
Clause
- P-20 Amendment of Standard
Exception in Mortgagee Policy Relating to Taxes
- P-21 Additional Requirements
for Contents of Commitment for Title Insurance
- P-22 Payment of
a Fee for Examination and/or Closing
- P-23 Division of Premiums
between Title Insurance Agents and Title Insurance
Companies
- P-24 Payment for Services
Rendered by a Title Insurance Company, Title Insurance
Agent, or Direct Operation to Another Title Insurance
Company, Title Insurance Agent or Direct Operation
- P-25 Reasonable
Time for Furnishing Title Evidence
- P-26 Copies of Policies
Provided to Agents
- P-27 Disbursement From
Escrow or Trust Fund Accounts
- P-28 Requirements for
Continuing Education for Title Agents and Escrow Officers
- P-29 Amendment of Standard
Exception in Mortgagee Policy Relating to Taxes Not
Yet Due
- P-30 Guaranty Assessment
Recoupment Charge
- P-31 Authorized Execution
of Directly Issued Policy
- P-32 Document Retention
- P-33 (repealed 4/1/04)
- P-34 (repealed 8/1/95)
- P-35 Prohibition Against
Guaranties, Affirmations, Indemnifications & Certifications
- P-36 Arbitration Provisions
- P-37 Lack of a Right
of Access
- P-38 Residential
Owner Policy of Title Insurance -- One-To-Four Family
Residences
- P-39 Express Insurance
- P-40 Standards for Reserve
Setting and Reviewing
- P-43 Limited Pre-Foreclosure
Policy (T-40) and
Limited Pre-Foreclosure Policy Downdate Endorsement
(T-41)
- P-44 Equity Loan Mortgage
Endorsement (T-42)
- P-45 Texas Reverse Mortgage
Endorsement (T-43)
- P-46 Texas Residential
Limited Coverage Junior Mortgagee Policy, Down Date
Endorsement, Home Equity Line of Credit/Variable Rate Endorsement, and Additional
Coverage Endorsement
- P-47 Supplemental Coverage
Equity Loan Mortgage Endorsement
- P-48 Dates on and After
January 1, 2000
- P-49 Annual Audit
- P-50 Restrictions, Encroachments,
Minerals Endorsement
- P-51 Texas Short
Form Residential Mortgagee Policy One-to-Four Family (T2-R)
- P-52 Delivery
of Pro Forma Policies and Promulgated Forms
- P-53 Rebates and Discounts Prohibited
- P-54 Access Endorsement
- P-55 Non-Imputation Endorsement
- P-56 Contiguity Endorsement
- P-57 Additional Insured Endorsement
- P-58 Report on Directly Issued
Policy
- P-59
Reconciliation of References to
Provisions of the Insurance Code of 1951 to Provisions
of the Texas Insurance Code as Recodified.
- P-60
Assignment of Rents/Leases Endorsement
(T-27).
- P-61
Timely Provision of Title Policies.
- P-62
Licensing and Location of Title Agents
and Direct Operations.
-
P-63
Policy Issued to Qualified
Intermediary under IRS Code 1031
-
P-64
Subordinate Liens and Leases –
Pursuant to Rule P-11.b.(8)
-
P-65
Issuance of Owner Policy Required in
Connection with Issuance of Mortgagee Policy
-
P-66
Determination of Amount of Insurance
(Policy Amount)
-
P-67
Insured Closing and Settlement
Letters (T-50) Effective
October 1, 2008
-
P-68
Consumer Notice
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SECTION
V -- EXHIBITS AND FORMS
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SECTION
VI -- ADMINISTRATIVE RULES
- Definitions
- Audit and Review of Agent/Direct Operation Escrow
and Trust Accounts G.2
- Direct Operations License L-3
- Policy Guaranty Fee G.1
- Requirements for Ceasing Operations by Agents and
Direct Operations D.1
- Title Insurance Agent L-1
- Title Insurance Escrow Officer L-2
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SECTION
VII -- CLAIMS
- Claims Handling Principles and Procedures
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APPENDIX
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Information for this publication has
been obtained by the Texas Land Title Association from
sources believed to be reliable. However, because of the
possibility of human or mechanical error by our sources,
by the Texas Land Title Association, or by others, the
Texas Land Title Association does not guarantee the
accuracy, adequacy, or completeness of any information,
does not make either express or implied warranties with
regard to the use or freedom from error of this
publication and is not responsible for any errors or
omissions or for the results obtained from the use of such
information.
Any annotations, notations,
interpretations, or constructions included in this
publication are provided as a convenience and should not
be considered as altering or modifying the text of any
matter to which they relate. This publication is sold with
the understanding that the Texas Land Title Association is
not engaged in rendering legal, accounting, or other
professional service. If legal advice or other expert
assistance is required, the services of a competent
professional person should be sought. |
