Rates for Section VIII pending.

Index
 

SECTION I -- TEXAS INSURANCE CODE
SECTION II -- INSURING FORMS
SECTION III -- RATE RULES
SECTION IV -- PROCEDURAL RULES AND DEFINITIONS
SECTION V -- EXHIBITS AND FORMS
SECTION VI -- ADMINISTRATIVE RULES
SECTION VII -- CLAIMS
SECTION VIII --PERSONAL PROPERTY TITLE INSURANCE
APPENDIX -- TDI BULLETINS

SECTION I -- TEXAS INSURANCE CODE

• Texas Insurance Code

return to top of page

SECTION II -- INSURING FORMS

• Access Endorsement T-23
• Additional Insured Endorsement T-26
• Assignment of Rents/Leases Endorsement T-27
• Balloon Mortgage Endorsement T-39
• Certificate of Title (USA) T-6
• Certificate of Title for Easements (USA) T-9
• Co-Insurance Endorsement T-48
• Commitment for Title Insurance T-7
• Condominium Endorsement T-28
• Contiguity Endorsement T-25
• Endorsement  T-3
• Endorsement T-30
• Endorsement Instructions
• Endorsement (USA) T-12
• Endorsement (Environmental Protection Lien) T-36
• Equity Loan Mortgage Endorsement T-42
• Facultative Reinsurance Agreement T-18.1
• First Loss Endorsement T-14
• Increased Value Endorsement T-34
• Last Dollar Endorsement T-15
• Leasehold Mortgagee Policy Endorsement T-5
• Leasehold Owner Policy Endorsement T-4
• Limited Pre-Foreclosure Policy T-98
• Limited Pre-Foreclosure Policy Down Date Endorsement T-99
• Manufactured Housing Endorsement T-31
• Mortgagee Policy Aggregation Endorsement  T-16
• Mortgagee Policy of Title Insurance T-2
• Mortgagee Policy of Title Insurance P-9.b.(3). Endorsement Form T-38
• Mortgagee Title Policy Binder on Interim Construction Loan T-13
• Non-Imputation Endorsement T-24
• Owner's Policy of Title Insurance T-1
• Owner Title Policy Commitment to Texas Department of Transportation T-20
• Owner Title Policy Commitment For Eminent Domain Proceedings T-22
• Planned Unit Development Endorsement  T-17
• Policy of Title Insurance (USA) T-11  
• Reinsurance Commitment T-18
• Residential Leasehold Endorsement T-4R
• Residential Owner Policy of Title Insurance T-1R 
• Restrictions, Encroachments, Minerals Endorsement  T-19
• Restrictions, Encroachments, Minerals Endorsement
  Owner Policy T-19.1
• Revolving Credit Endorsement T-35
• Supplemental Coverage Equity Loan Mortgage Endorsement       T-42.1
• Supplemental Coverage Manufactured Housing Unit Endorsement  T-31.1
• Tertiary Facultative Reinsurance Agreement (Type I) T-21.1
• Tertiary Facultative Reinsurance Agreement (Type II) T-21.2
• Tertiary Reinsurance Agreement T-21
• Texas Residential Limited Coverage Junior Mortgagee Policy Combined Schedule T-44
• Texas Residential Limited Coverage Junior Mortgagee Policy Down Date Endorsement T-45
• Texas Residential Limited Coverage Junior Mortgagee Policy Home Equity Line of Credit/Variable Rate Endorsement T-46
• Texas Reverse Mortgage Endorsement T-43
• Texas Short Form Residential Mortgagee Policy One-to-Four Family & Addendum  T-2R
• Variable Rate Mortgage Endorsement T-33
• Variable Rate-Negative Amortization Mortgage
  Endorsement T-33.1

return to top of page

SECTION III -- RATE RULES

• Access Endorsement R-30
• Additional Chains of Title R-9
• Additional Insured Endorsement R-33
• Amendment of Exception as to Area, Boundaries, etc. R-16
• Amendment of or Endorsement Amending Exception in Mortgagee Policy or Mortgagee Title Policy Binder on Interim Construction Loan (Interim Binder) R-19
• Applicable Only as Provided in Procedural Rule P-29 R-24
• Commitment Fee R-23
• Commitment for Title Insurance R-12
• Commitment for Title Insurance to the Federal Deposit Insurance Corporation, Office of Thrift Supervision, or Resolution Trust Corporation R-25
• Contiguity Endorsement R-32
• Creation of New Loan Contemplated by Construction Lender R-18
• Equity Loan Mortgage Endorsement and Supplemental Coverage Equity Loan Mortgage Endorsement R-28
• Foreclosed Properties R-14
• Limited Pre-Foreclosure Policy (Form T-40) and Limited Pre-Foreclosure Policy Downdate Endorsement (Form T-41) R-26
• Mortgagee Policies Covering First and Subordinate Liens Issued Simultaneously R-7
• Mortgagee Policy R-4
• Mortgagee Policy Endorsement R-11
• Mortgagee Policy on a Loan to Take Up, Renew, Extend or Satisfy an Existing Lien(s) R-8
• Mortgagee Title Policy Binder on Interim Construction Loan R-13
• Multiple Owner Policies on Same Land R-21
• Non-Imputation Endorsement R-31
• Owner and Leasehold Policies R-22
• Owner Policies-City Subdivision, Acreage Subdivisions, Industrial Tracts R-10
• Owner Policy R-3
• Owner Policy After Construction Period R-20
• Owner Policy Endorsement R-15
• Policy Forms for Use by United States Government R-17
• Rebates and Discounts R-2
• Restrictions, Encroachments, Minerals Endorsement (T-19) and Restrictions, Encroachments, Minerals Endorsement-Owner Policy (T-19.1) R-29
• Schedule of Basic Premium Rates and R-1
• Simultaneous Issuance of Owner and Mortgagee Policies R-5
• Subsequent Issuance of Mortgagee Policy R-6
• Texas Residential Limited Coverage Junior Mortgagee PolicyR-27

return to top of page

SECTION IV -- PROCEDURAL RULES AND DEFINITIONS

• P-1 Definitions  
• P-2 Amendment of Exception as to Area and Boundaries, Etc.
• P-3 Exception to "Rights of Parties in Possession" 
• P-4 Restrictive Covenants Exception 
• P-5 Special Exceptions 
• P-6 Co-Insurance 
• P-7 Loans Guaranteed by HUD, FHA, or VA 
• P-8 Issuance of Policies Prior to Completion of Improvements
• P-9 Endorsement of Owner or Mortgagee Policies   
• P-10 Facultative Reinsurance 
• P-11 Insuring Around 
• P-12  Abstract Plants 
• P-13 Truth-in-Lending
• P-14 Owner Title Policy Commitment to the State Department of Highways and Public Transportation 
• P-15  Commitment for Title Insurance to or for the benefit of the Federal Deposit Insurance Corporation, Office of Thrift Supervision or Resolution Trust Corporation 
• P-16 Mortgagee Title Policy Binder on Interim Construction Loan (Interim Binder) 
• P-17  Electronically Produced Endorsement Forms  
• P-18 Commitment for Title Insurance
• P-19 Pending Disbursement Clause
• P-20 Amendment of Standard Exception in Mortgagee Policy Relating to Taxes
• P-21 Additional Requirements for Contents of Commitment for Title Insurance 
• P-22  Payment of a Fee for Examination and/or Closing  
• P-23 Division of Premiums between Title Insurance Agents and Title Insurance Companies 
• P-24 Payment for Services Rendered by a Title Insurance Company, Title Insurance Agent, or Direct Operation to Another Title Insurance Company, Title Insurance Agent or Direct Operation
• P-25  Reasonable Time for Furnishing Title Evidence 
• P-26 Copies of Policies Provided to Agents
• P-27 Disbursement From Escrow or Trust Fund Accounts   
• P-28 Requirements for Continuing Education for Title Agents and Escrow Officers 
• P-29 Amendment of Standard Exception in Mortgagee Policy Relating to Taxes Not Yet Due
• P-30 Guaranty Assessment Recoupment Charge 
• P-31 Authorized Execution of Directly Issued Policy 
• P-32 Document Retention 
• P-33 (repealed 4/1/04) 
• P-34 (repealed 8/1/95)
• P-35 Prohibition Against Guaranties, Affirmations, Indemnifications & Certifications 
• P-36 Arbitration Provisions
• P-37 Lack of a Right of Access
• P-38  Residential Owner Policy of Title Insurance -- One-To-Four Family Residences 
• P-39 Express Insurance 
• P-40 Standards for Reserve Setting and Reviewing 
• P-43 Limited Pre-Foreclosure Policy (T-40) and Limited Pre-Foreclosure Policy Downdate Endorsement (T-41) 
• P-44 Equity Loan Mortgage Endorsement (T-42) 
• P-45 Texas Reverse Mortgage Endorsement (T-43) 
• P-46 Texas Residential Limited Coverage Junior Mortgagee Policy, Down Date Endorsement, Home Equity Line of Credit/Variable Rate Endorsement, and Additional Coverage Endorsement 
• P-47 Supplemental Coverage Equity Loan Mortgage Endorsement 
• P-48 Dates on and After January 1, 2000 
• P-49 Annual Audit 
• P-50 Restrictions, Encroachments, Minerals Endorsement 
• P-51 Texas Short Form Residential Mortgagee Policy One-to-Four Family (T2-R)
• P-52 Delivery of Pro Forma Policies and Promulgated Forms 
• P-53 Rebates and Discounts Prohibited
• P-54 Access Endorsement
• P-55 Non-Imputation Endorsement
• P-56 Contiguity Endorsement
• P-57 Additional Insured Endorsement
• P-58 Report on Directly Issued Policy
• P-59 Reconciliation of References to Provisions of the Insurance Code of 1951 to Provisions of the Texas Insurance Code as Recodified.
• P-60 Assignment of Rents/Leases Endorsement (T-27). 
• P-61 Timely Provision of Title Policies. 
• P-62 Licensing and Location of Title Agents and Direct Operations.
• P-63 Policy Issued to Qualified Intermediary under IRS Code 1031
• P-64 Subordinate Liens and Leases – Pursuant to Rule P-11.b.(8)
• P-65 Issuance of Owner Policy Required in Connection with Issuance of Mortgagee Policy
• P-66 Determination of Amount of Insurance (Policy Amount)
• P-67 Insured Closing and Settlement Letters (T-50)  Effective October 1, 2008
• P-68 Consumer Notice

return to top of page

SECTION V -- EXHIBITS AND FORMS

• Abstract Plant Information T-52
• Agreement to Furnish Title Evidence T-57
• Borrower's Statement T-60
• Changes to Statement
• Guaranty Assessment Recoupment Charge
• Guaranty Assessment Recoupment Charge Remittance Form T-G2
• Immediately Available Funds Procedure Agreement T-37
• Immediately Available Funds Procedure Agreement (Agent Designation for a Federally-insured Lender) T-37A
• Insured Closing Service T-50
• Minimum Escrow Accounting Procedures and Internal Controls
• Minimum Standards for Audit
• Exhibit A
• Exhibit B - Statement of Assets and Liabilities of Trust (Escrow) Fund Accounts
• Exhibit C - Statement of Cash Balances
• Exhibit D - Investments Held for Specific Accounts
• Exhibit E - Statement of Escrow Deposits and Receivables
• Exhibit E-1 - Description of Credit Balances Open Three Years or Longer
• Exhibit E-2 - Analysis of Escrow Receivables and Shortages
• Exhibit E-3 - Analysis of Bank Overdrafts and Other Irregularities
• Exhibit F - Statement of Monthly Activity
• Exhibit G - Payments for Title Information
• Exhibit H - General Interrogatories
• Notice of Cessation of Title Insurance Business
• Owner Policy Rejection Form T-56
• Policy Guaranty Remittance Form T-G1
• Purchaser/Seller Promulgated Insured Closing Service Letter T-51
• Purchaser's Statement T-61
• Residential Real Property Affidavit  T-47 
• Seller's Statement T-62
• Statement of Assessment Received From and Recoupments Distributed To Title Insurance Company T-G3
• Texas Escrow Accounting Addendum Special Disbursement Reconciliation T-63
• Texas Escrow Officers Schedule Bond
• Texas Master Indemnity Agreement T-29
• Texas Title Attorneys Bond
• Texas Title Insurance Agent's/Direct Operation's Bond
• Title Attorneys Affidavit of Unavailability of Title Evidence T-58
• T-19 (repealed 11/1/99)
• Verification of Services Rendered T-00

return to top of page

SECTION VI -- ADMINISTRATIVE RULES

• Definitions
• Audit and Review of Agent/Direct Operation Escrow and Trust Accounts G.2
• Direct Operations License L-3
• Policy Guaranty Fee G.1
• Requirements for Ceasing Operations by Agents and Direct Operations D.1
• Title Insurance Agent L-1
• Title Insurance Escrow Officer L-2

return to top of page

SECTION VII -- CLAIMS

• Claims Handling Principles and Procedures

return to top of page

APPENDIX

• Bulletins

return to top of page

Any annotations, notations, interpretations, or constructions included in this publication are provided as a convenience and should not be considered as altering or modifying the text of any matter to which they relate. This publication is sold with the understanding that the Texas Land Title Association is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.