Federal Legislation & Regulation
TLTA represents the Texas title industry on federal legislative and regulatory matters and works for solutions in the best interest of our membership and consumers.
Government Agencies
Consumer Financial Protection Bureau (CFPB)
The CFPB is the federal agency that has primary responsibility for regulating consumer protection regarding financial products and services in the United States.
Website |
Code of Federal Regulations
Federal Housing Administration (FHA)
The FHA provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. FHA insures mortgages on single family and multifamily homes, including manufactured homes and hospitals.
Website
Federal Housing Finance Agency (FHFA)
FHFA is an independent federal agency created as the successor regulatory agency resulting from the statutory merger of the Federal Housing Finance Board, the Office of Federal Housing Enterprise Oversight and the U.S. Department of Housing and Urban Development government-sponsored enterprise mission team.
Website
Internal Revenue Service (IRS)
The IRS is responsible for tax collection and tax law enforcement.
Website
U.S. Department of Housing and Urban Development (HUD)
HUD is a cabinet department in the executive branch of the federal government tasked with creating strong, sustainable and inclusive communities as well as quality affordable homes.
Website |
Texas Website
U.S. Small Business Administration (SBA)
The SBA is dedicated to providing support to small businesses across the nation.
Website
U.S. Department of Agriculture (USDA)
The USDA is responsible for developing and executing federal government policy on farming, agriculture, forestry and food.
Website
U.S. Department of Veterans Affairs (VA)
The VA provides patient care and federal benefits to veterans and their dependents.
Website
U.S. Department of Labor (DOL)
The DOL is charged with preparing the American workforce for new and better jobs and ensuring the adequacy of America's workplaces.
Website
Congress
Key title insurance committees in Congress include the
House Financial Services Committee and the
Senate Committee on Banking, Housing and Urban Affairs.
U.S. House of Representatives |
U.S. Senate |
Texas Congressional Delegation via GovTrack
Follow Legislation
Congress.gov is the official website for U.S. federal legislative information. It supersedes the THOMAS system, which was retired on July 5, 2016.
Congress.gov
Fannie Mae/Freddie Mac
Fannie Mae and Freddie Mac are government-sponsored entities (GSEs) created to expand the secondary market for mortgages in the U.S. Along with other GSEs, Fannie Mae and Freddie Mac buy mortgages on the secondary market, pool them and sell them as a mortgage-backed security to investors on the open market.
Fannie Mae Website |
Freddie Mac Website
National Organizations
American Land Title Association (ALTA)
ALTA is the national trade association and voice of the abstract and title insurance industry.
Website |
Join |
Advocacy |
Publications and Subscriptions
Real Estate Services Providers Council, Inc. (RESPRO)
RESPRO is a national nonprofit trade association that unites providers from across the homebuying and financing industry.
Website
National Association of Realtors (NAR)
NAR is the national trade organization for real estate agents.
Website
Mortgage Bankers Association (MBA)
MBA represents the real estate finance industry.
Website
American Bankers Association (ABA)
ABA represents banks of all sizes and charters.
Website
Independent Community Bankers of America (ICBA)
The ICBA represents the interests of the community banking industry and the communities and customers they serve.
Website
National Association of Insurance Commissioners (NAIC)
The NAIC is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories.
Website
National Conference of Insurance Legislators (NCOIL)
NCOIL is an organization of state legislators whose main area of public policy concern is insurance legislation and regulation.
Website