Texas Department of Insurance (TDI)

The Texas title industry is fully regulated by the Texas Department of Insurance (TDI). Rates, rules and forms pertaining to title insurance are issued by the Commissioner of Insurance.


Rate Hearings

20232019 |  2013


Rulemaking

2023 – Rulemaking Hearing
2021 – Housekeeping
2018 – Licensing and Continuing Education
2018 – Housekeeping
2012 – Miscellaneous


Contact

General Title Questions
Title@tdi.texas.gov | 512.676.6710

Audits, Exams and Financial Reports
TitleExaminations@tdi.texas.gov | 512.676.6880

Escrow Officer and Title Agency Licensing Filings and Forms
TDI-TitleLicensing@tdi.texas.gov | 512.676.6475

Renewals and CE Credits
CE@tdi.texas.gov | 512.676.6500

Agent and Company Experience Reports/Data Calls
PCDataCallTitle@tdi.texas.gov | 512.676.6680

Complaints
ConsumerProtection@tdi.texas.gov | 800.252.3439 

Report Fraud
https://www.tdi.texas.gov/fraud/index.html 

General Information
Website | Title Division – 512.676.6710 | Title Insurance Info Page | Employee Search

How TDI Regulates and Oversees Title Agents
https://www.tdi.texas.gov/title/overctitleagnt.html


Statutes & Regulations

The Basic Manual for the Writing of Title Insurance in the State of Texas contains all the rates, rules and forms promulgated by the TDI. It also contains Title 11 of the Texas Insurance Code, the law that governs the regulation of title insurance. Subscribe to TLTA’s Basic Manual Online Service to gain access to the Basic Manual and automatically receive updates. 
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Licensing Reminders for Escrow Officers & Title Agents/Direct Operations

Escrow officers can now use Sircon to renew and apply for a license. Paper application and renewal forms will not be accepted after March 1, 2021.

Due to COVID-19:

  • TDI is accepting applications without a notary signature.
  • Title agents and escrow officers have an additional 90 days to renew their licenses and submit continuing education credits.

Before a licensed escrow officer can operate, they must be appointed by a title agent / direct operation. They can use the Escrow officer appointment form (FINT09).

Title agents / direct operations must keep their escrow officer appointments up to date. They must add or remove appointments by using the Escrow officer appointment form (FINT09).

Escrow officers and title agents / direct operations, must notify TDI within 30 days of changes to their contact information, such as their email, legal name, business name, or address:
To learn more about license requirements, visit the TDI website. If you have questions, email TDI-TitleLicensing@tdi.texas.gov.

Lender Compliance Tools

The TDI website “How TDI Regulates and Oversees Texas Title Insurance Agents” outlines the strict regulations that title agents are subject to in Texas. This tool can assist title agents in explaining Texas’ high industry standards to lenders, consumers and other non-industry parties.

Learn More »


TDI: Shareable Video Explains How Title Insurance Works for Texas Consumers

The Texas Department of Insurance (TDI) released this video explaining how title insurance works for Texas consumers. Featuring TDI's David Muckerheide, this shareable tool is a great resource to share with consumers interested in learning more about title insurance. Click the image above to watch TDI’s explainer video regarding title insurance in Texas.


Other Hearings

Guaranty Assessment Recoupment Charge

Statistical Data

Agent Statistical Report
2018 Reports
Published March 2021
.PDF | Excel
Previous Agent Data Reports
Underwriter Experience Report
2012-2016 Report
Published October 2018/Amended February 2019
.PDF | Excel
Previous Underwriter Data Reports


Agent Audit Resources

Auditor's Notebook
Quarterly Reports

TDI Online Reports

The Texas Department of Insurance has an online report portal from which you can access the following reports:

Licensed Title Agents/Direct Operations by County (Sorting by county capability)
Licensed Title Agents/Direct Operations by County
Licensed Escrow Officers
Underwriter Report (Active Title Agents with Counties)
Licensed Title Agents/Direct Operations and DBA names
Individual Escrow Officer Information
Title Agent Information