Saturday, Sept 27, 2025

Below is the tentative schedule for our in-person seminar. Please note that session times may shift slightly as we finalize details, but our noon end time is firm.

7:30 AM Registration and Breakfast Buffet Open
Enjoy a hearty breakfast before we set sail for the day’s sessions—plenty of time to greet your crew and get your bearings.
7:50 

Welcome and Introductions 

A quick gathering on deck to meet your fellow voyagers and chart the course for the morning ahead.
8:00 Who Can Sign? Navigating Signature Authority Issues
Rebecca Mees, CAEP, Essent Title Insurance, Inc.

From POAs to guardianships, this session goes beyond the basics to tackle murky situations around signature authority. Get expert tips on red flags, curative strategies, and documentation that helps protect your transaction.
9:00 Break
Drop anchor for a moment, grab some coffee, and trade a few sea stories with your mates.
9:15 Homestead Headaches and How to Solve Them
Kristina Vargas, CTIP, Westcor Land Title Insurance Company

Chart a course through tricky homestead-related issues—from family-to-family transactions and construction tie-ins to deal structures that may signal rough seas ahead. You’ll get real-world examples and practical navigation tips to keep your deals on track.
10:15 Break
A brief pause to stretch your sea legs and check your messages before heading into the final leg of the expedition.
10:30 Tax Exemptions and Risk of Loss on OTPs
Lisa Beville, JD, CPA, CTIP, CAEP, CESP, Old Republic National Title Insurance Company

Unresolved exemptions can be like hidden reefs—creating unexpected exposure under the policy. Learn how to spot these hazards early and take corrective action before your ship reaches the closing port.
11:30 Ethical Considerations

All three speakers will join forces for this final voyage, guiding you through real-world ethics scenarios you might encounter at sea—or at least in the title world. You’ll hear their perspectives, discuss possible courses of action, and leave with practical strategies to keep your compass pointed true.
12:00 PM Adjourn
We’ll bring the ship into harbor and send you on your way with a full cargo of knowledge.

Continuing Education: PARTIAL CREDIT IS NOT AVAILABLE

Escrow Officers:
4 hours General Escrow Credit including 1 hour of Ethics from the Texas Department of Insurance.

MCLE:
3.5 Hours (including .75 Ethics)

Thank You 2025 South Texas Sponsors
This information is being provided by TLTA for educational and reference purposes only and should not be construed as legal, financial or business advice from or on behalf of TLTA. Users should consult their own legal counsel and subject-matter experts to ensure that any policies adopted or actions taken meet the requirements unique to their company.

What’s the difference between legal information and legal advice?
 Legal information provides public information, such as rules or laws, or can be an explanation of those rules or laws. TLTA provides legal information that is not intended to be legal advice. Legal advice is a statement that recommends a course of action or interprets the law based on specific circumstances. For legal advice, please consult with your own attorney.