Virtual: MAY 18, 19, 20, 2021

Registration Schedule

Sessions scheduled each day below will be available to access on your TLTA Profile page on that day at 7 a.m. each morning and must be completed by 10 p.m. the same day at which time you will no longer be able to access them. Each day of the Title 101 we will have a 4:30 p.m. live Q&A Session with all Title 101 faculty who will be available to answer your questions regarding that day’s assignments. (Schedule is tentative and subject to change.)


Day 1 - Tuesday, May 18 (3 hours, 38 min.)

Part 1 – Basics of Title Insurance – What and Why
  • History of title insurance
  • Why title insurance
  • What it is/what it does
  • Title insurance vs. other forms of insurance
  • Glossary of terms and definitions

Part 2 – Basics of Land Ownership
  • Different estates and interests in land — what is insurable and what isn’t
  • How property transfers — changes in ownership = “chain of title”
  • Rights in real property

Part 3 – Conveyances, Liens and Recording of Documents
  • Conveyances
  • Proper execution of a conveyance
  • Deeds 
  • Documents affecting liens
  • Recording

Part 4 – Search and Examination
  • Title Plants
  • The process of abstracting or examining
  • Chain of title
  • Writing up the results
  • How to work an order

Day 2 – Wednesday, May 19 (4 hours, 32 min.)

Part 5 – Understanding the Commitment
  • Who can issue a commitment?
  • What is a commitment? 
  • Understanding the schedules
  • Good practices 
  • Understanding the insured closing letter

Part 6 – Surveys – New and Existing
  • Different types of surveys
  • Contract terms - lender instructions
  • Survey review checklist

Part 7 – The TREC Contract and Flow of a Standard Transaction
  • What to look for on the contract
  • Flow of standard transaction chart 
  • Earnest money contracts
  • Funding, closing and post-closing

Part 8 – Basics Concepts of Escrow and Minimum Standards
  • What is an “escrow?”
  • Types of escrow accounts
  • Good funds
  • Texas minimum standards of escrow accounting
  • Post-closing escrows

Ethical Standards in Title
  • Definition of ethics
  • Ethical challenges in the COVID World
  • Framework for ethical decision making

Day 3, Thursday, May 20 (3 hours, 42 min.)

Part 9 – Preparing to Close and Closing the Transaction/E-Notary, E-Closing and My Good Friend RON
  • Curative matters – from the commitment
  • Prepare settlement statements, Closing Disclosure, Texas Disclosure
  • Collaborate with Lender Throughout the Process
  • Prepare and Review Final Commitment
  • Review and Resolve all Schedule C (Curative) Matters from Commitment
  • Review Tax Information and Lender Instructions
  • TDI regulations – state law
  • What If All Parties can’t Attend Closing in Your Office?
  • Steps in Conducting a Superior Closing
  • What You Should and Should Not Say
  • Fiduciary Duties
  • How it works
  • Implementation details 
  • Major players and platforms
  • Equipment, setup, training, integration, etc.

Part 10 – Endorsements
  • Guide to endorsements
  • Endorsement checklist 
  • Key endorsements and coverage
  • Endorsement relationship to surveys
  • “Final” commitments

Part 11 – Policy Production and Quality Control Review
  • Preparing to Produce Policies
  • Verifying Information
  • Produce Policies and Endorsements
  • Signature and Delivery
  • Check File for Completion
  • Retention
  • Claims
This information is being provided by TLTA for educational and reference purposes only and should not be construed as legal, financial or business advice from or on behalf of TLTA. Users should consult their own legal counsel and subject-matter experts to ensure that any policies adopted or actions taken meet the requirements unique to their company.

What’s the difference between legal information and legal advice?
Legal information provides public information, such as rules or laws, or can be an explanation of those rules or laws. TLTA provides legal information that is not intended to be legal advice. Legal advice is a statement that recommends a course of action or interprets the law based on specific circumstances. For legal advice, please consult with your own attorney.