CFPB Requests Public Comment on TILA, RESPA, TRID Assessment
TLTA Is Developing Comments; Please Share Your Input With Us

November 2019

The Consumer Financial Protection Bureau (CFPB) is requesting public comment on its plans to conduct an assessment of the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act of 1974 (RESPA) Integrated Disclosure Rule and certain related amendments (TRID Rule).  As part of its assessment, the Bureau intends to address, among other relevant factors, the TRID Rule’s effectiveness in meeting the purposes and objectives of Title X of the Dodd-Frank Act and the specific goals of the TRID Rule.

The public is invited to comment on the feasibility and effectiveness of the assessment plan, recommendations to improve the assessment plan, and recommendations for modifying, expanding, or eliminating the TRID Rule, among other questions. Comments are due January 21, 2020 (60 days after it’s published in the Federal Register).

Review the Request for Information »

TLTA is already working on developing comments to submit to CFPB regarding needed improvements in the rule and form. If you have ideas that should be included among the comments we submit to CFPB, please email your input to
If you have concerns or questions, please call us at 512.472.6593 or email