October 17, 2018


In This Issue:

  • Are You Ready for Q4 Compliance and Reporting Requirements?
  • Early Voting Begins Monday, Oct. 22
  • Mark Your Calendar: TLTA's Day at the Capitol
  • Mnuchin’s Top Housing Advisor Says GSE Charters Should be Removed
  • OPINION: Three Reasons Why Zillow's Move Into Mortgages Matters

Are You Ready for Q4 Compliance and Reporting Requirements?

TLTA | Oct. 15, 2018
There are upcoming compliance and reporting deadlines of which you should be aware, including the following:
  • TDI's Agent Statistical Data Report – due Oct. 31 (TLTA produced a webinar to help you complete the report)
  • Payroll reporting to federal and state – due in October
  • Sales tax reporting (monthly and quarterly filers) – due Oct. 20
  • File Guaranty Assessment Recoupment Charge Remittance with TTIGA – due Nov. 1
  • TDI Form T-S5 quarterly withholding tax report for second quarter – due Nov. 15
TLTA's compliance checklist can help owners, managers and title agents stay in compliance year-round. This important checklist has monthly, quarterly, annual and biennial deadlines, as well as a month-by-month list of deadlines to meet.
 
See the full Title Agent Compliance Checklist and Reporting Calendar for all upcoming deadlines, and make sure you're ready for them!
Early Voting Begins Monday, Oct. 22


TLTA | Oct. 17, 2018

The Nov. 6 General Election is less than a month away. Early voting starts on Monday, Oct. 22 and runs through Nov. 2.  
 
The right to vote is among the United States' most cherished liberties. Please remind your family, friends, neighbors and coworkers to vote in the upcoming election. 

Texas Secretary of State: When, Where and How to Vote in Texas » 

TLTA's Day at the Capitol

Mark Your Calendar: Feb. 12-13, 2019

TLTA | Oct. 16, 2018
The Texas Legislature will convene in 2019 for the 86th Legislative Session, and our broad network of title professionals will be on the ground Feb. 12-13 to ensure that legislators, staff and other influencers understand our industry's unique role in Texas' commitment to protecting Texans' property rights.
 
Please mark your calendar and plan to join us. With the issues currently facing our industry, it’s important to show our strength in numbers and have our voices heard during the legislative session. By attending, you’re making a difference in the future of your business, your industry and your bottom line.
 
Learn More About Day at the Capitol »
Register for Day at the Capitol »
Reserve a Hotel Room for Day at the Capitol »


Mnuchin’s Top Housing Advisor Says GSE Charters Should be Removed

HousingWire | Oct. 15, 2018
Craig Phillips, Department of the Treasury Secretary Steven Mnuchin’s top housing advisor, told the crowd at the Mortgage Bankers Association 2018 Annual Conference in Washington, D.C., on Monday that the Trump administration is working to end the conservatorship of Fannie Mae and Freddie Mac.

Phillips, whose official title is counselor to the Secretary, also said for the first time that the Treasury believes the government-sponsored enterprises’ federal charter needs to be removed.

“The administration advocates ending the conservatorship of Fannie Mae and Freddie Mac and returning them to private ownership,” Phillips said Monday. “Their charters should be removed from statute and their operations should be overseen by the primary regulator that has the authority to approve additional guarantors to introduce competition into the secondary mortgage market.”
 
Read More »


OPINION: Three Reasons Why Zillow's Move Into Mortgages Matters

National Mortgage News | Oct. 10, 2018
Is Zillow on its way to becoming the Amazon of housing? It's been a busy couple of years for the real estate and rental marketplace, which recently expanded into the home selling business with the launch of its "Zillow Instant Offers" program, and, in August, announced the acquisition of Mortgage Lenders of America. The moves are part of the company's goal of expanding beyond simple real estate listings and valuation data to "serve the full cycle of owning and living in a home."

Skeptics have warned that Zillow will face an uphill battle. Unlike Amazon, which has been on an equally ambitious journey to reinvent retail, Zillow is operating in the notoriously cloistered world of residential real estate, where many — even Google — have tried and failed to disrupt the status quo. It's not an easy business, and incumbents still have an edge when it comes to navigating the labyrinth of local contacts, entrenched relationships, and proven business models. But, the world is changing.
 
Read More » 

TLTA has scheduled a variety of live webinars for 2018! Register now, or explore our library of more than 80 On-Demand webinars and videos covering the title industry topics you need!