August 20, 2025
In This Issue:
- TDI Publishes Underwriter Experience Report 2020-2024
- Special Session Update: Texas Senate Passes Deed Fraud Bill Quickly Following Start of Second Special Session
- RESOURCE: Texas Legislature 89th Regular Session Bill Report From TLTA's Advocacy Team
- Compliance Clinic on New FinCEN Residential Reporting Requirements To Be Held via Live Webinar Sept. 15
TDI Publishes Underwriter Experience Report 2020-2024
TLTA | Aug. 19, 2025
The Texas Department of Insurance published 2020-2024 statistical data for title underwriters.
Texas Insurance Code §2703.153 requires each title insurance company and title insurance agent engaged in the business of title insurance in Texas to annually submit business data to TDI. TDI uses this data to set title insurance premium rates.
Review Title Underwriter Experience Report 2020-2024 »
This Report Is Also Available as a Downloadable Excel File »
Looking for older experience reports? You can
find them here.
In case you missed it, earlier this month TDI published the 2024 Agent Experience Report.
Review 2024 Title Agent Experience Report »
This Report Is Also Available as a Downloadable Excel File »
Special Session Update: Texas Senate Passes Deed Fraud Bill Quickly Following Start of Second Special Session
TLTA | Aug. 19, 2025
The 2nd Called Session of the 89th Texas Legislature began Friday after House Democrats agreed to return to Texas, allowing the House to establish a quorum to conduct business.
Senate Passes Deed Fraud Bill
The Senate immediately moved to pass a number of bills they'd approved during the 1st special session. including the deed fraud bill supported by the county clerks association that was passed by lawmakers during the regular session but ultimately vetoed by Gov. Abbott.
TLTA's advocacy team worked with legislators and the clerks to improve that bill prior to passage during the regular session, and we continue that work during the special session with this new iteration -
Senate Bill 16.
Now the Texas House will consider SB 16 or one of its companion bills. SB 16 was referred to House Criminal Jurisprudence Committee.
In case you missed it, TLTA Legislative Chair Rodney Anderson testified in support of this revised bill during the 1st special session. You can watch
Rodney's testimony in the Senate's Business and Commerce Committee.
ICYMI: "Colony Ridge Bill" Filed in Both Chambers During 1st Special Session
HB 285 (by Rep. Holt) and
SB 73 (by Sen. Middleton) were filed recently during the 1st special session. This bill would require that, starting January 1, 2026, any deed or similar instrument conveying real property be accompanied by a confidential “notice of real property title transfer” form prescribed by the Commissioner of the General Land Office. This form must include extensive personal information for both the grantor and grantee, including full legal name, mailing address, telephone number, Social Security number or taxpayer identification number, and citizenship status (i.e., U.S. citizen, lawfully present, or unlawfully present), along with property details, lienholder information, purchase price, and signatures under oath. The notice would be kept separate from public property records and disclosed only to state agencies for governmental purposes.
This bill was also filed during the regular session that concluded in June, and we understood it to be a legislative attempt to address the controversial Colony Ridge development.
We expect these bills to be refiled for the second special session. However, this issue is not currently part of the anticipated call that the governor will issue defining the issues eligible for consideration during the second special session.
RESOURCE: Texas Legislature 89th Regular Session Bill Report From TLTA's Advocacy Team
TLTA | Aug. 19, 2025
During the Texas Legislature’s recently concluded 89th Regular Session, TLTA volunteers worked in concert with TLTA staff and our lobby team under the direction of
TLTA’s Board of Directors and
Legislative Committee to pursue the fulfillment of our legislative priorities, work with industry allies on broader legislative issues that could impact the real estate marketplace, and monitor all legislation filed during the legislative session.
We are excited to report we successfully passed three out of five bills on our affirmative agenda this session, worked with bill authors to improve bills that were problematic, and worked with our legislative partners to stop bad bills from becoming law.
The following new report is an accounting of some bills and issues from the recently concluded regular legislative session of which you should be aware:
Read TLTA's 89th Regular Session Bill Report »
Compliance Clinic on New FinCEN Residential Reporting Requirements To Be Held via Live Webinar Sept. 15
TLTA | July 31, 2025
The clock is ticking! Less than 4 months until
FinCEN's new reporting rule takes effect. Are you and your team prepared internally to respond to this significant compliance change? TLTA is hosting a
special compliance clinic Sept. 15 to help you prepare for the significant new reporting requirement.
Starting December 1, new federal reporting requirements will significantly impact how title professionals handle certain residential transactions. This isn’t just a policy update, it's a major operational change that requires planning, training, and workflow adjustments.
This advanced, two-hour compliance clinic builds on our popular Conference session, featuring returning expert Leslie S. Johnson, CTIP, now joined by TLTA Regulatory Committee Chair Roland Love, CTIP. Together, they'll answer your questions and help you translate the rule into an actionable internal response.
Register for New Compliance Clinic Now »