Dateline

The Dateline Austin newsletter goes out via email every week to TLTA members and covers the latest important regulatory and legislative updates title professionals need to know about.


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2024


October 3, 2024

  • U.S. Secret Service: Update on Criminals Impersonating Title Companies, Property Owners as Part of Seller Impersonation Fraud Schemes
  • TDI's Basic Manual and Statistical Plan Updates: Where to Find New Forms, Rules and Redlines of Changes
  • TLTA's Basic Manual Update Series - Countdown to November 1, Installment 9: New Coverages - New Forms
  • TDI Adopts Updates to Its Contested Case Process
  • Title Resources Group Acquires Doma
  • ICYMI: Navigating Fannie Mae Guidelines For Attorney Opinion Letters vs. Title Insurance

September 26, 2024

  • TDI Adopts Changes to Title Insurance Rules, Forms, and Statistical Plan - Basic Manual Changes Effective Nov. 1
  • Basic Manual Update Series - Countdown to November 1, Installment 8: “T” Form Tweaks T-1R, T-16, T-35, T-42, T-50
  • Navigating Fannie Mae Guidelines For Attorney Opinion Letters vs. Title Insurance
  • Compliance Reminder: Agent's TS-1 Due by This Monday, Sept. 30
  • ICYMI: New Webinar to Help Agents Prepare TDI Stat Reports Due Oct. 14

September 19, 2024

  • New Webinar to Help Agents Prepare TDI Stat Reports Due Oct. 14
  • Basic Manual Update Series - Countdown to November 1, Installment 7: The T-19 Series
  • TDI Announces Public Meeting to Hear Comments on Title Insurance Rates on Oct. 22
  • ALTA Best Practices Revised
  • ICYMI: Texas Legislature Update: TLTA Testifies at House Business and Industry Committee on Deed Fraud; Lt. Gov. Issues Second Round of Interim Charges

September 12, 2024

  • TDI Issues Call for 2023 Agent Statistical Data
  • Texas Legislature Update: TLTA Testifies at House Business and Industry Committee on Deed Fraud; Lt. Gov. Issues Second Round of Interim Charges
  • In Memoriam: William Jackson “Jack” Rattikin Jr.
  • Basic Manual Update Series - Countdown to November 1, Installment 6: The World of Prior Surveys and the “Area And Boundary” Exception to Title Policy Coverage
  • Emails Claiming to Sell TLTA Contact List Are a Scam – Don’t Click or Reply

September 5, 2024

  • Basic Manual Update Series - Countdown to November 1, Installment 5: Other Rate Rule Adjustments R-11, R-15, R-30
  • Fannie, Freddie Update Multi-Family Seller / Servicer Guides
  • Texas Legislature Update: Senate Finance Committee Met This Week to Discuss Property Taxes; TLTA Legislative Committee Continues Prep for Upcoming Session
  • Texas Realtors: Guide to Form Changes Related to NAR Settlement
  • ICYMI: FinCEN Issues Final Rule on Reporting Requirements for Certain All-Cash Residential Real Estate Transfers

August 29, 2024

  • FinCEN Issues Final Rule on Reporting Requirements for Certain All-Cash Residential Real Estate Transfers
  • Basic Manual Update Series - Countdown to November 1, Installment 4: Simultaneous Issuance or Owner’s Policy and Loan Policy: R-5
  • Texas Must Build Hundreds of Thousands of Homes to Lower Housing Costs, Says Texas Comptroller
  • Compliance Reminder: TS-1 To Be Submitted by Sept. 30
  • TDI Announces Opening for Two Public Members on TTIGA Board - Applications Due Tomorrow, Friday, Aug. 30

August 21, 2024

  • Compliance Reminder: TS-1 To Be Submitted by Sept. 30
  • Basic Manual Update Series - Countdown to November 1, Installment 3: P-20.C. Taxes Not Yet Due and Payable
  • TDI Announces Opening for Two Public Members on TTIGA Board - Applications Due Next Week
  • Federal Judge Blocks FTC Noncompete Ban
  • ICYMI: TLTA Legislative Chair Steve Streiff Testifies at State Capitol on Interim Charge Related to Foreign Ownership of Property

August 14, 2024

  • Texas Legislature: TLTA Legislative Chair Steve Streiff Testifies on Interim Charge Related to Foreign Ownership of Property
  • Basic Manual Update Series - Countdown to November 1, Installment 2: Expanded Coverage for Estate Planning Needs - P-57
  • TDI Announces Opening for Two Public Members on TTIGA Board
  • ICYMI: TDI Quarterly Audit Results Published (March - May 2024)
  • Members of Congress, TLTA, ALTA Submit Comments to CFPB re: RFI on Mortgage Fees
  • FTC's Non-Compete Ban Goes Into Effect Sept. 4

August 8, 2024

  • Basic Manual Update Series - Countdown to November 1, Installment 1: Residential Real Property Redefined
  • Advocacy Update: TLTA Submits Comments to TDI, CFPB
  • TDI Quarterly Audit Results Published (March - May 2024)

July 31, 2024

  • TLTA Submits Comments Responding to CFPB Proposal to Ban Charging Buyers for Lenders' Title Policies
  • TLTA Submits Comments on TDI Proposals to Modernize Title 28 and Agency's General Procedural Provisions
  • FHFA Title Waiver Updates
  • TREC Broker-Lawyer Committee Recommends Form Updates for August Proposal
  • ICYMI: TLTA Testifies at Texas Legislature on Interim Charge Related to Foreign Ownership of Property
  • FinCEN Seeks Comments on the Information To Be Collected From Authorized Recipients Requesting Beneficial Ownership Information

July 24, 2024

  • Texas Legislature: TLTA Testifies on Interim Charge Related to Foreign Ownership of Property
  • Texas AG Paxton Signs Letter from 14 State Attorneys General Calling on FHFA to Halt Title Waiver Program
  • Pennsylvania Federal Court Refuses to Enjoin FTC’s Noncompete Rule, Creates Split in Federal Courts

July 18, 2024

  • Texas Legislature: Interim Hearing on Foreign Ownership, Sunset Commission Reviewing TREC
  • TDI Publishes Agent Experience Report 2022, Underwriter Report 2018-22
  • ICYMI: TDI Announces Hearing on Title Insurance Basic Premium Rate Sept. 19

July 10, 2024

  • TDI Announces Hearing on Title Insurance Basic Premium Rate Sept. 19
  • TDI Publishes Agent Experience Report 2022, Underwriter Report 2018-22
  • U.S. Treasury Proposes Rule to Expand Review of Real Estate Transactions Near Military Installations

July 3, 2024

  • Texas Data Pri­va­cy And Security Act Effective July 1 - Title Companies, Agents and Plants Are Not Subject to the New Requirements
  • ALTA: Analysis and Insights on FinCEN's Anti-Money Laundering Rule, Proposal to Expand GTO Reporting Nationwide
  • CFPB and FHFA Release Updated Data from the National Survey of Mortgage Originations for Public Use

June 27, 2024

  • White House, HUD Announce New Grant Program Designed to Boost Homeownership - Fort Worth Among 20 U.S. Cities Eligible to Participate
  • U.S. House Financial Services Subcommittee on Housing and Insurance Chair Davidson Delivers Remarks on Housing Affordability During Hearing on Oversight of HUD, FHFA
  • TDI Reminder: Reporting Cybersecurity Incidents

June 20, 2024

  • Seller Impersonation Fraud: What Texas Realtors, Property Owners Should Know
  • ICYMI: Housing Affordability Top of Mind With Texas Lawmakers
  • TREC and Texas Realtors: Meeting Recap Proposed Forms and More

June 13, 2024

  • Texas Legislature Insights: Housing Affordability Top of Mind With State Lawmakers
  • TREC Meeting Recap: Proposed New Rules, Fee Focus, NAR Debrief
  • Texas Realtors: Drafts of New and Updated Forms
  • FHFA Seeks Public Input on Fannie Mae's and Freddie Mac's Proposed Duty to Serve Underserved Markets Plans for 2025-2027

June 6, 2024

  • The Lock-In Effect Is Keeping Homes Off the Market. How Long Will it Last?
  • ICYMI: CFPB Issues RFI Regarding Title Insurance Fees Imposed in Residential Mortgage Transactions
  • Gov. Abbott Appoints Four To Finance Commission Of Texas
  • HUD Launches Manufactured Home Community Loan Program

May 29, 2024

  • Breaking News: CFPB Issues RFI Regarding Title Insurance Fees Imposed in Residential Mortgage Transactions
  • Texas Primary Runoff Election Results
  • Average Title Insurance Claim Cost for Fraud and Forgery is $143,000
  • ICYMI: Texas Legislature's Interim Charges Include Issues That Could Impact Our Industry or the Real Estate Market

May 23, 2024

  • Texas Legislature's Interim Charges Include Issues That Could Impact Our Industry or the Real Estate Market
  • ICYMI: Texas Title Industry Connects With Congressional Delegation During ALTA's Advocacy Summit in D.C.
  • Early Voting for Primary Runoff Election Ends Tomorrow - Know Who Represents You

May 16, 2024

  • TDI Formally Publishes Basic Manual Rulemaking Proposal
  • Texas Title Industry Connects With Congressional Delegation During ALTA's Advocacy Summit in D.C.
  • Supreme Court Upholds CFPB Funding, Saving Agency
  • Early Voting for Primary Runoff Election Starts Monday - Know Who Represents You

May 9, 2024

  • TDI Audit Insights: TDI Director of Title Examinations to Present Webinar May 21 on Common Compliance Pitfalls. Will Include Opportunity to Ask About Your Specific Concerns or Scenarios
  • Congressional Lawmakers Form Bipartisan Real Estate Caucus
  • Inflation Impacts Title Insurance, But Coverage Cost Stays Low

May 2, 2024

  • Freddie Mac Expands Use of AOLs in Selling Guide Update
  • TDI Quarterly Audit Results Published: Dec. '23 - Feb. '24
  • 18 House Democrats Question Biden Administration’s Title Waiver Program
  • ALTA: Title Insurance Matters. Here’s Why.

April 25, 2024

  • Texas Title Agent's FinCEN Comments Make National News as FinCEN Considers Troubling New Reporting Requirements
  • FTC Bans Noncompete Clauses Nationwide
  • How Texas Unleashed a Geothermal Boom
  • ICYMI: FinCEN Renews Real Estate Geographic Targeting Order
  • FHFA Proposal Would Allow Freddie Mac to Acquire Closed-end Second Mortgages, Which Has the Potential to Unlock $850 Billion in Origination Volume

April 18, 2024

  • TLTA Submitted Comments to FinCEN on Their Proposed New Reporting Requirements for Title Agents
  • FinCEN Renews Real Estate Geographic Targeting Order
  • ALEC: A Largely Unnoticed Part of the State of the Union Address Threatens to Undermine State Regulatory Authority and State Sovereignty
  • ICYMI: Reportably, CFPB May Consider Ban on Charging Buyers for Lender’s Title Policy
  • Emails Claiming to Sell TLTA Contact Database Are a Scam – Don’t Click or Reply

April 11, 2024

  • CFPB Considers Ban on Charging Buyers for Lender’s Title Policy
  • Action Alert Deadline This Tuesday April 16: TLTA Needs You to Submit Comments to FinCEN
  • Title Insurance at Work: Please Submit Your Personal Stories to This Important Industry Initiative
  • TDI: Buying a house? Beware of Seller Impersonation Fraud.

April 4, 2024

  • Action Alert Deadline April 16: TLTA Needs You to Submit Comments to FinCEN
  • New Target in CFPB's War on Junk Fees: Mortgage Closing Costs
  • U.S. Department of the Treasury Releases Report on Managing Artificial Intelligence-Specific Cybersecurity Risks in the Financial Sector
  • HUD Commemorates National Fair Housing Month (April 2024)

March 28, 2024

  • Action Alert: We Need Texas Title Agents to Submit Personal Comments to FinCEN on Their Proposed New Reporting Requirements for Title Agents
  • UPDATE: White House Pilot Project to Waive Requirement for Lenders' Title Insurance on Certain Refinances
  • Gov. Abbott Wants the Texas Legislature to Rein In Investors Behind Large-Scale Home Purchases
  • What a $418 Million Settlement on Home-Sale Commissions May Mean for Housing Market

March 21, 2024

  • Action Alert: We Need Texas Title Agents to Submit Personal Comments to FinCEN on Their Proposed New Reporting Requirements for Title Agents
  • UPDATE: White House Pilot Project to Waive Requirement for Lenders' Title Insurance on Certain Refinances
  • Gov. Abbott Wants the Texas Legislature to Rein In Investors Behind Large-Scale Home Purchases
  • What a $418 Million Settlement on Home-Sale Commissions May Mean for Housing Market

March 14, 2024

  • ICYMI: White House Announces Pilot Project to Waive Requirement for Lenders' Title Insurance on Certain Refinances
  • Update: Primary Election Results - Texas Legislature

March 6, 2024

  • Primary Election Results: Texas Legislature
  • ICYMI: Breaking Down the FinCEN Anti-Money Laundering Rule: When Do you Have to Report a Transaction

February 29, 2024

  • Breaking Down the FinCEN Anti-Money Laundering Rule: When Do you Have to Report a Transaction
  • Early Voting for Primary Election Ends Tomorrow, March 1
  • What Happened During the First TREC Meeting of 2024 - Voluntary MUD Form and More
  • Texas Real Estate Research Center: 33rd Outlook for Texas Land Markets Conference

February 23, 2024

  • Early Voting for Primary Election Started Tuesday - Know Who Represents You
  • Judge Extends Deadline for Consumers to File Proofs of Claim Against MV Realty
  • ICYMI: FinCEN News

February 15, 2024

  • Early Voting for Primary Election Starts This Tuesday, Feb. 20
  • FinCEN News
  • ICYMI: TDI Announces Opening for Two Public Members on TTIGA Board
  • Resources: New TLTA Fraud Webinar, Cybersecurity Guidance from NSA and CISA

February 8, 2024

  • FinCEN Proposes New Reporting Requirements for Title Agents
  • TDI Announces Opening for Two Public Members on TTIGA Board
  • Upcoming industry education opportunities

January 31, 2024

  • Feb. 5 Last Day to Register to Vote In Upcoming Primary Election
  • ICYMI: TDI Quarterly Audit Results Published: September-November 2023

January 24, 2024

  • TDI Quarterly Audit Results Published: September-November 2023
  • New Resource for Title Professionals to Share With Customers and Community: Unmasking Property Fraud - Protecting Your Rights and Interests

January 18, 2024

  • ALTA Updates AOL Resource to Reflect Changes Fannie Made to Selling Guide in December
  • ICYMI: Texas Realtors Video Resource: Deadlines for Paying Earnest Money and Option Fee Under Purchase Contracts
  • Cybersecurity: CISA Adds Three Known Exploited Vulnerabilities to Catalog

January 11, 2024

  • FinCEN Issues Analysis of Identity-Related Suspicious Activity
  • Cybersecurity Advisory from ALTA's Information Security Work Group
  • ICYMI: New Laws In Effect as of January 1
  • Opinion: Missing the Forest for the Fees. Title and Settlement Fees Aren’t a Barrier to Homeownership
  • Texas Realtors Video Resource: Deadlines for Paying Earnest Money and Option Fee Under Purchase Contracts

January 3, 2024

  • New Laws In Effect as of January 1
  • Legislative Update: John Whitmire Vacates Senate Seat to Serve at Houston's New Mayor; Sen. Zaffirini Become First Woman Dean of Texas Senate
  • U.S. Beneficial Ownership Information Registry Now Accepting Reports