Important Update
This June 2025 recording provides a one-hour introductory overview of the FinCEN Real Estate Reporting Rule as it stood at that time. Since this session was presented, FinCEN has released additional implementation guidance, reporting tools, testing resources, and confirmed a March 1, 2026 effective date.
For the most current, in-depth training with updated examples and real-world implementation strategies, view TLTA’s expanded 2-hour on-demand program:
FinCEN Real Estate Reporting Rule: Final Prep Before the March 1 Effective Date (Recorded February 11, 2026).
Beginning December 1, 2025, a new federal rule will require title companies to report certain non-financed residential real estate transactions involving entity or trust buyers — and it applies nationwide, not just in metro areas.
In this session, you'll get a practical overview of the rule, including:
- What counts as a reportable transaction (including cash and owner-financed sales)
- What information you’ll need to collect and report
- How to determine if you are the Reporting Person under FinCEN’s “waterfall” approach
You’ll walk away with clear guidance, compliance tips, and a foundational understanding of how this rule may affect your day-to-day work.
Bonus Downloads: The presenter has provided a robust set of handouts to help you prepare, including:
- The official rule text, FAQs, and summary of information that must be reported
- The finalized FinCEN reporting form, plus the proposed version shared for public comment
- Two fillable ALTA collection tools to help gather required information from buyers and sellers
- A Texas Land Title Institute paper explaining how the Corporate Transparency Act intersects with the new rule
- Lawsuit filings from FNF, Flowers Title Company, and others challenging the rule’s constitutionality
Presenter:
Leslie S. Johnson, CTIP, WFG National Title Insurance Company
Pricing:
Member $40
Nonmember $54
CE Credit:
1.0 Hours Escrow Credit
1.0 Hours MCLE Credit (expires 6/30/2026)
For those new to the topic and/or the title industry. May include basic concepts, definitions, industry history and/or general information.
Under Procedural Rule P-28.II.1-6, TDI will not award credit hours for completing the same course more than once per reporting period. Since this course is also approved under a different instruction method (live as a classroom course at Conference 2025 and on-demand as a classroom equivalent course), credit cannot be granted for both formats if received within the same reporting period.