November 13, 2013                           View in Browser >

Aaron Day
Director of Government Affairs and Counsel


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TLTA to Represent Industry at Hearing to Determine Recoupment Fee 
TLTA is representing the industry Friday at a TDI hearing to determine the recoupment fee to be charged in connection with the failure of Southern Title Guaranty Company. Agents will be required to collect this fee in a similar manner to the guaranty fee beginning in 2014. Although this is referred to as a "rate hearing," the purpose of the Friday hearing is to simply establish the amount to be charged for a guaranty assessment recoupment fee in connection with the failure of Southern Title Guaranty Company and not to review the basic premium rate. You can read more background about the process here. Rest assured that TLTA will keep you informed throughout this process, and provide all the information needed for you to comply once this new assessment recoupment charge is established and an effective date set.

TLTAbay Closes Tomorrow — Get a Great Deal Today! 
The TLTAbay online auction benefiting the TLTAPAC closes at 4 p.m. tomorrow! Take a minute to check out all of the great items, and place a bid on something you want. It's a great way to get some of your Christmas shopping done early, and it's also a great way to make a PAC donation while getting something in return. There are still a lot of great items going for well below their value, including a number of gift cards, several pieces of jewelry and a private tour of the Texas Capitol with an expert guide. There are a lot a lot of options for the sports fan, including several golf packages at some of the top courses in Texas. Check out all of the items and bid here.

CFPB to Host Public Hearing on Combined Mortgage Disclosure Rule
Rule Release Could Possibly Coincide with Nov. 20 Hearing
The Consumer Financial Protection Bureau (CFPB) recently announced they will host a field hearing in Boston, MA, on the combined mortgage disclosures rulemaking, which is expected soon. The hearing will take place on Wednesday, Nov. 20, at 10 a.m. CST. According to the American Land Title Association, the CFPB typically uses these events to announce the release of a new rule or a new project. The hearing will feature remarks from CFPB Director Richard Cordray, as well as testimony from consumer groups, industry representatives and members of the public.

Analysts Say Government Should Continue 'Significant' Role in Housing
DSNews | Nov. 8, 2013

Ideally, the government should back up to 35 percent of all new mortgages, according to the median response given in a recent Zillow survey which polled 108 economists, real estate experts, and investment and market strategists. Among those surveyed were analysts and authorities from such institutions as Barclays Capital, Equifax, the International Monetary Fund,, Wharton–University of Pennsylvania, Local Market Monitor, and the Urban Land Institute. The government currently backs about 90 percent of all new mortgages, and according to Zillow the last time the government held a 35 percent share of new originations was in 2006 “at the height of the housing bubble.” Read More »

Upcoming TLTA Hot Topic Webinars — Register Today!
Intestacy in Texas: Who Gets What When There's No Will?

Wednesday, Nov. 13 | 10:30 - 11:30 a.m.
How do you sort out who needs to sign when someone in title dies without a will? This webinar will review the Texas intestacy laws, as well as contain some scenarios for participants to interact and help determine who may need to come to closing. The basics of intestacy will also be discussed, as well as types of probates commonly used when a deceased dies without a will. Other intestacy issues discussed include adopted individuals and disclaimer of interests. Learn More & Register »

New and Revised Procedural Rules, Rates and Forms
Tuesday, Dec. 3 | 10:30 - 11:30 a.m.
Closers, assistants, forms managers: this webinar is for you! Review all the housekeeping changes to procedural rules, rate rules and many forms, including two new insuring forms that will go into effect after the next rate hearing and a change to Minimum Escrow Accounting Procedures to address mobile notaries. Learn More & Register »

Agent Licensing Changes & New CE Requirements
Tuesday, Dec. 10 | 10:30 - 11:30 a.m.
Agency owners and managers, as well as underwriter agency representatives and managers, should definitely find the time for this webinar. There are several changes in how existing agents will be licensed the future, as well as new training requirements to be met for new agent licensing. Learn More & Register »

New Agent Solvency Requirements
Wednesday, Dec. 11 | 10:30 - 11:30 a.m.
Are you an owner or manager? Do you assist agents who are new to our industry? If so, this indepth look at the new mandatory solvency requirements is a must for you. This webinar will help you sort out the various plans, learn about reporting requirements and understand the new forms to implement it all. Learn More & Register »


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Texas Land Title Association, 1717 W. 6th St., Suite 120, Austin, TX, 78703
Phone 512.472.6593 |  Fax 512.472.5931
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