December 2017


Apply or Nominate for TLTA's Leadership Academy

An integral part of our mission at TLTA is to help develop the next generation of title industry leaders. In keeping with that, TLTA encourages you to apply or nominate a deserving young title professional today for the Alex H. Halff Leadership Academy, which will be April 16-17 in Austin. The two-day Academy was created by industry experts to develop and grow young leaders for the future of the title industry. The Academy will provide the tools to help young professionals grow in their company by honing their leadership skills, expanding their industry knowledge, acquainting them with important industry information and helping them build a professional network. 
 
Space is limited to 50 participants, so apply now! The application deadline is Feb. 1.
 
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Take Your Education to the Next Level - Attend TLTAU

TLTA is thrilled to announce the launch of TLTAU, a higher level of learning created especially for advanced title professionals. This new program is designed for advanced escrow, abstract and examination personnel, as well as Land Title School of Texas grads.
 
The inaugural TLTAU will take place on Tuesday, Feb. 6, 2018, in the same venue as the Land Title School of Texas. View the brochure and schedule, or register online today!


Land Title School Seats Are Filling Up Fast

If you're a new title professional looking for basic knowledge or a seasoned employee looking to cross-train and gain more valuable skills, the Land Title School of Texas is for you. This intense three-day program covers industry basics and reviews each step of a residential closing
 
The Land Title School sells out nearly every year. Don't miss out on this once-a-year program. Register online today.
 
Get Complete Details »


Texas Land Title Institute, Pre-Institute Seminars a Huge Success

Molly Mitchell, Almanza, Blackburn, Dickie & Mitchell, LLP, Austin and David Tandy, Texas National Title Inc., Austin
 
Earlier this month, more than 650 title insurance and legal professionals joined TLTA at the sold out 27th Annual Robert C. Sneed Texas Land Title Institute and pre-Institute seminars. Held at the Hyatt Regency Hill Country Resort and Spa in San Antonio, the Institute provided world-class learning to title professionals, boasting popular speakers and familiar as well as brand-new topics.

This year, TLTA offered two exciting pre-Institute programs. Title Insurance and Doc Prep Basics: An Introduction to Closing the Deal (a.k.a. Doc Prep) continued to be very popular, while the all-new Cyber Crime Prevention Update - Scams, Schemes and Your Security drew a large and engaged crowd. The Cyber Crime session was recorded, so stay tuned for details about how to view this important program.
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Thank you again to all the speakers, sponsors, attendees and committee without whom the Texas Land Title Institute would not be possible. 

If you missed the Institute, or want to review the information you heard, you might want to consider a subscription to TLTA's Institute Legal Library. With more than 25 years of presentations, this subscription service serves as a great resource and excellent research tool. Institute sessions were also recorded and will be available soon.


Elder Financial Abuse: Know the Red Flags and Avoid Liability

American Land Title Association | Nov. 21, 2017
When discussing housing trends, the conversation quickly turns to how Millennials will affect the future of the real estate market. An area of concern not widely discussed, however, is the country’s aging population, which fuels the need to recognize and prevent financial exploitation of older clients and family members. Highlighting the concern, the Consumer Financial Protection Bureau (CFPB) issued an advisory last year on how to prevent elder financial exploitation. If an insured real estate transaction is later found to be void, title and settlement companies may expose themselves to escrow or policy losses. Because of this, it’s critical the industry be alert to financial elder abuse and recognize the red flags.

Elder financial abuse refers to a broad range of behaviors, including taking money or property, forging an older person’s signature, coercing or unduly influencing an older person to sign a financial document and defrauding or scamming money from an older person.
 
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Read "Elder Abuse Warning Signs & Red Flags" (ALTA) »


The Key to Better Cybersecurity: Keep Employee Rules Simple

Harvard Business Review | Nov. 21, 2017
It’s a common adage that employees are the weak link in corporate cybersecurity. But I believe they are also the best defense, if they are given policies that are easy to follow and not too numerous and complex. Employee security training and best practices need to be user friendly and simple to be effective.
 
Cyber attackers don’t need to have advanced hacking skills to break into corporate networks; they just need to know how to trick people into opening attachments and clicking on links. Phishing attacks are the cause of 90 percent of all data breaches and security incidents, according to the latest Verizon Data Breach Investigations Report. Clearly, employees are the main gateway into the organization for attackers. As a result, they are also the first line of defense. The Verizon report found that employee notifications are the most common way organizations discover cyberattacks. So arming these “sentry” employees with information they need to identify attacks is a critical part of a company’s overall security program — and yet most companies fail at this.
 
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Wisconsin Couple Without Title Insurance Could Get Stuck With Previous Owner's Bills

CBS 58 | Nov. 21, 2017
Buying a home went from a dream to a nightmare for a Wisconsin couple after a contractor claimed the previous owner didn't pay him for his work.

While it’s a dispute between a contractor and the woman who used to own this home, the new homeowners are caught in the middle, wondering if they'll get stuck footing the bill.

A Realtor says this is why prior to closing, you get title insurance. The title insurance company will make sure there aren’t any liens on the home – and ask the seller if they’ve had any work done by a contractor within the last six months.
 
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Voted Most Popular: TLTA's Top Five On-Demand Programs for December 2017

TLTA's On-Demand programs are popular – and for good reasons! They can get you the CE credits and knowledge you need, at a time that works for you.
 
Below are our top five On-Demand programs for December. Register for one today!
  1. Probate, Dead Deed, Survivorship and Lady Bird Deeds
  2. Funds, Fraud and Forgery: Updates From the Frontlines
  3. Condominiums
  4. Surveys: Why Survey Matters Matter
  5. New Texas Laws That Affect Your Business
See the Full On-Demand Catalog »

TLTA has more live webinars for fall and winter 2017:
Register now, or explore the On-Demand webinar library today!