2016

December 20, 2016

• Texans for Free Enterprise Issues Press Release, Accuses Title Insurance System of Being "Anti-Consumer"
• TDI Adopts Amendments to 28 Texas Administrative Code Regarding Assessment of Maintenance Taxes for Underwriters
• CFPB Takes Action Against Three Reverse Mortgage Companies, Including Two Texas-Based Companies, for Deceptive Advertising
• Moody's Report Suggests Privatizing Fannie Mae, Freddie Mac Would Cost "Hundreds of Billions"
• State Insurance Commissioners Pick Aegon Executive as NAIC Chief
• Register Today for Day at the Capitol
• Upcoming Webinars

December 14, 2016

• Hensarling, Waters Chosen to Lead House Financial Services Committee Again
• Obama Administration Appeals Judge's Ruling to Block Overtime Pay Rule
• Trump vs. Cordray: The Battle Ahead
• GOP Prepares for Battle Over Dodd-Frank
• Mortgage Defects Fall for First Time in a Year as TRID Issues Subside
• Register Today for Day at the Capitol

December 7, 2016

• TLTA Gains Two Major Supporters in Deregulation Fight: Texas Bankers Association and Texas Association of Realtors
• Treasury Secretary Nominee Steve Mnuchin: Undoing Dodd-Frank "Top Priority"
• Heads Up Homeowners: Mortgage Interest Deduction on Trump’s Chopping Block
• Survey: Underwriting Standards Ease, a Bit
• Register Today for Day at the Capitol
• Upcoming Webinars

November 30, 2016

• Ever Feel Like Nobody Understands Your Work or Why It’s Important? Help Is on the Way!
• Judge Suspends Rule Expanding Overtime for Millions of Workers
• How Congress Makes Cybersecurity a Non-Partisan Priority
• CFPB Publishes 2017 Lists of Rural and Underserved Counties
• Register Today for Day at the Capitol
• Upcoming Webinars

November 22, 2016

• Six Things Your Small Business Must Do to Get Ready for New Overtime Rule
• TREC Adopts Rule Changes, Proposes Rule Revisions
• Trump’s Team Discussing Tax Overhaul With House, Brady Says
• End Dodd-Frank? Unlikely, But Consumer Agency in Crosshairs
• Register Today for Day at the Capitol
• Upcoming Webinars

• November 16, 2016 Election Impact on Congress and Key Committees
• Non-Bank Share of Origination Volume Crosses 50 Percent
• 70 Percent of Lenders Expect Mortgage Loan Production Costs to Rise in 2017
• Register Today for Day at the Capitol
• Upcoming Webinars

November 9, 2016

• Recap on Texas Election Results: By the Numbers 
• Want to Learn How to Market Your Business Directly to Your Customers? Hear Wayne Stanley Discuss How at the HOP!
• Here's Clear Evidence of How Much More Complicated Mortgage Lending Is Now
• Why Does It Take So Long to Close a Loan? Appraisers
• Registration Now Open for Day at the Capitol!
• Upcoming Webinars

November 2, 2016

• CFPB Promotes "Flexibility" for Third-Party Service Provider Oversight and Lender Vetters
• TDI Quarterly Audit Results Published
• Survey: Title Agent Closing Cost Expense Increases $210 Per Loan
• CFPB Head Cordray: Here Are the Next Three Priority Areas for Enforcement Actions
• Registration Now Open for Day at the Capitol!
• Upcoming Webinars

October 26, 2016

• Save the Date for TLTA's Day at the Capitol and Make Your Voice Heard in Austin!
• Fannie Mae Relaxes Standards Slightly to Allow for 3 Percent Down Refinances
• CFPB Acknowledges Exploding Popularity of "FinTechs"
• Mortgage Processing Turnaround Slows
• The Trouble With Rural Housing Is...
• Upcoming Webinars

October 19, 2016

• TLTA Members Meet With Urban Recorders Alliance to Discuss Predictable Recording Fees Movement
• TLTA Submits Letter to CFPB On Proposed TRID Changes
• CFPB May Have Strong Grounds to Challenge Court Ruling
• Institute On Track to Sell Out – Register Today!
• Upcoming Webinars

October 12, 2016

• TLTA Awarded Texas Historical Commission Governor’s Award for Historic Preservation
• CFPB Structure Ruled Unconstitutional; Bureau Disputes Opinion, Appeal Expected 
• TRID: One Year Later
• Save the Date for the 2017 Day at the Capitol: Feb. 13-14
• The Homebuyer Outreach Program: One Great Message Available in Two Languages!
• Take the Dateline Austin Survey
• Upcoming Webinars

October 5, 2016

• ALTA Consumer Survey Shows 40 Percent Confused by Title Fee Calculation on Closing Disclosure
• Here's How the New Overtime Labor Law Will Change the Housing Industry
• CFPB Surpasses 1 Million Complaints Handled
• Don't Miss the HOP Workshop at Institute!
• Upcoming Webinars

September 28, 2016

• TAB Removes Title Insurance From Legislative Priorities; Battle Far From Over
• Final Reminder: Agent Statistical Data Reports and T-S1 Forms Due Sept. 30
• ALTA Board Approves Final Changes to Best Practices
• The New Normal: Time to Close Settles at 46 Days
• Mortgage Fraud Rising Most in Low Down Payment Loans
• Upcoming Webinars

September 21, 2016

• A Detailed Analysis of the Financial CHOICE Act and Its Possible Effects
• Proposed TRID Changes Being Reviewed By TLTA – Your Input Requested
• Reminder: Agent Statistical Data Reports Due Sept. 30
• T-S1 Form Due to TDI Title Examinations Department by Sept. 30, 2016
• "The Best Money I Have Spent in a Long Time"
• Have You Registered for the Institute and Checked Out the Brand-New Pre-Institute Program?
• Upcoming Webinars

September 14, 2016

• House Financial Services Committee Passes Bill to Overhaul Dodd-Frank Law
• TDI Issues Call for Underwriter Statistical Data
• FinCEN Addresses GTO Questions
• National Lenders Discussing Remote Web Notarization Across the Country
• Miss the TDI Experience Reporting Webinar? Watch the On-Demand Version
• Book your room for the Institute today!
• Upcoming Webinars

September 7, 2016

• Are You Ready to Comply With TDI's Call for Agent Statistical Data by the Sept. 30 Deadline?
• FinCEN Issues Advisory on E-Mail Compromise Fraud Schemes
• Mortgage Defects Skyrocketing. The Cause? TRID
• Mortgage Complaints Sit Lower on CFPB Complaint List
• Title 101
• Land Title Institute
• Upcoming Webinars

August 31, 2016

• Have You Checked Out the CFPB's New TRID Changes Website?
• August’s 20 Hottest Housing Markets Include Waco and Dallas
• Make Sure You're Ready to Comply With TDI's Call for Agent Statistical Data by the Sept. 30 Deadline
• GSEs’ Revised Loan App Form Set for 2018 Launch
  Title 101
• Land Title Institute
• Upcoming Webinars

August 24, 2016

• Explore TLTA's FinCEN GTO Information Online, Including Last Week's Free Webinar for Bexar County Transactions
• New CFPB Website Helps Settlement Agents Navigate TRID Changes
• Time to Worry? Time to Close a Loan Ticking Back Up
• ALTA Ads on Title Insurance Importance Coming to Austin Airwaves
• Have You Registered for TLTA's TDI Experience Reporting Webinar?
• Upcoming Webinars

August 17, 2016

• Join TLTA's Free Webinar This Thursday on FinCEN Order; Affects Bexar County
• Transactions Starting Aug. 28
• FHA and VA Change Policy on PACE Loans
• TDI Issues Call for Agent Statistical Data
• CFPB: TRID Comment Period Now Open
• PHH Corp. v. CFPB: Six Issues to Watch
• Upcoming Webinars

August 11, 2016

• TLTA To Present Free Webinar Next Thursday on U.S. Treasury FinCEN Order Effective Aug. 28
• TLTA President: "Small Businesses Will Suffer Under Proposed Title Insurance Changes"
• CFPB Publishes 900-Page Final Rule on Mortgage Servicing
• Cyber Crooks Prowl Dallas’ Hot Home Market With Buyer Scams
• CFPB’s Arbitration Rule Gets Backing From 65 House Democrats
• Upcoming Webinars

August 4, 2016

• CFPB Proposes Updates to TRID; Simultaneous Issue Problem Not Addressed
• U.S. Treasury Order Affects Title Companies in Bexar County; Requirements Go Into Effect Aug. 28, 2016
• CFPB Issues Updated TRID Webinar Question Index
• Happy Five-Year Anniversary, CFPB! Will You Make It to Six?
• Register for Owning and Managing a Texas Title Agency
• Upcoming Webinars

July 27, 2016

• Reminder: All Guaranty Fees Collected in Q2 Must Be Remitted by Aug. 1
• TDI Quarterly Audit Results Published
• Comment Period for ALTA Best Practices Changes and Maturity Model Closes Friday
• FHA to Insure Mortgages on Certain Properties With PACE Assessments
• Register for Owning and Managing a Texas Title Agency
• Upcoming Webinars

July 20, 2016

• Hensarling Proposes Reform to Dodd-Frank; Would Dramatically Impact CFPB
• Big Spring Bank Loses Part of Case Challenging Cordray's Authority
• Mortgage Industry Struggles to Avoid Vendor Management Land Mines
• Houston and Texas Ranked High for Corporate, Community Sustainability
• Have You Registered for Owning and Managing a Texas Title Agency?
• Upcoming Webinars

July 13, 2016

• Corrections Made to TDI's 2014 Agent Statistical Data Report and Update on Call for 2015 Statistical Data
• ALTA Sends CFPB Letter Expressing Three Recommendations for TRID
• TLTAPAC Fundraising Tops $641,000!
• CFPB: Compliance Management Deficiencies Linger
• The Brexit Impact Is Real: Refis Jump to 18-Month High
• Don't Miss Owning and Managing a Texas Title Agency

July 6, 2016

• ALTA Board Approves Both Best Practices Maturity Model to Help Measure Compliance and Modifications to Best Practices
• PHH Says Supreme Court Ruling Helps Case Against CFPB
• Owning and Managing a Texas Title Agency – Register Today
• ALTA to Hold Webinar on Title and Escrow Companies and Overtime

June 29, 2016

• User-Friendly Basic Manual Project Nears End of Phase One – Many Thanks to the Basic Manual Task Force!
• TDI Releases 2014 Agent Statistical Data
• San Jacinto Title Services of Texas Joins the One Hundred Percent Club
• ALTA Board Approves Both Best Practices Maturity Model to Help Measure Compliance and Modifications to Best Practices
• FSOC Recommends Housing Finance Reform
• Brexit's Impact on the Housing Market
• Help TLTAPAC Reach Its Goal!

June 22, 2016

• Hensarling's Proposed Dodd-Frank Alternative Begins Circulating
• Thanks for a Great Conference!
• Help TLTAPAC Reach Its Goal!
• First National Title Insurance Joins the One Hundred Percent Club
• Sizing Up the CFPB's Favorite Enforcement Targets
• Mortgage Companies Hiring for Job That Shouldn't Exist

June 8, 2016

• The CFPB Needs to Fix This Title Insurance Issue With TRID
• House Bill Would Curb CFPB Authority, Replace Cordray
• Lone Star Title Company and Reagan County Abstract & Title Company Join the One Hundred Percent Club
• Closing Problems Causing the Most Delays

June 1, 2016

• More Proposed CFPB Reforms Clear Subcommittee
• Three Texas Cities Make U-Haul's List of Top Destination Cities
• An Industry on Bated Breath for PHH v. CFPB
• 'CFPB Bullied Me' into $85K Settlement: Former Wells Fargo Officer
• Upcoming Webinars

May 25, 2016

• TLTA Delegation Attends ALTA Federal Affairs Conference in D.C.
• Last Night's Primary Runoff Results
• U.S. Rep. French Hill: CFPB Must Provide More Detail Before Going Retail on Know Before You Owe
• Congratulations to Corridor Title, First to Join the One Hundred Percent Club!
• Get Your Tickets for the TLTAPAC Closing Breakfast at Conference
• Upcoming Webinars

May 18, 2016

• CFPB Issues Annotated Versions of the Loan Estimate and Closing Disclosure
• Agency Seeks Input From Public on Possible Fixes for Controversial Home Closing Rules
• Did TRID Offer Large Lenders a Helping Hand?
• While on Capitol Hill, Remember ‘Why We Protect’
• Upcoming Webinars

May 10, 2016

• The CFPB’s Tough Month of April
• Fight Back Against Misinformation About the Texas Title Industry
• TRID Webinar on Post-Effective Date Questions and Guidance Now Available Online
• Upcoming Webinars

May 3, 2016

• CFPB to Consider Possible Changes to TRID
• Lawmaker Pushes for Next Step in CFPB Reform
• Average Time to Close a Loan Plummets to 46 Days
• Hotel Rooms Selling Out for Annual Conference; Make Your Reservation Today
• Upcoming Webinars

April 27, 2016

• TDI Quarterly Audit Results Published
• How to Disclose Flood Insurance on Loan Estimate and Closing Disclosure
• Can a Verbal Agreement Over Inheritance Be Enforced in Texas?
• Upcoming Webinars

April 20, 2016

• Takeaways From Inter-Industry TRID Roundtable Hosted by TLTA
• Don't Miss Speaker Straus' Keynote Address at Conference!
• Appeals Court Questions Constitutionality of CFPB
• CFPB Says Owner’s Policy May Be Disclosed as Negative Number Under TRID
• Texas Housing and Economy Updates
• Upcoming Webinars

April 13, 2016

• Explore TLTA's New Texas Title Insurance Works Toolbox
• Nominate Someone to Serve on the TLTAPAC  Board of Trustees
• CFPB Approach to Disclose Title Fees on Mortgage Disclosures Not ‘Transparent,’ ‘Practical’ or ‘Accurate’ as Director Cordray Believes
• Oil Price Collapse: Is the Worst of Its Impact Over?
• Four Reasons Why Lenders Will Soon Embrace E-Closings
• Landmark PHH Court Battle Against CFPB About to Begin
• Upcoming Webinars

April 6, 2016

• Governor Abbott Reappoints Beck as Public Counsel for the Office of Public Insurance Counsel
• Settlement Agents Must Provide Seller Closing Information to Lender
• CFPB To Hold New Webinar on TRID
• Congress to Test CFPB Director Again
• CFPB Updates Guides to Reflect Changes to Rural-or-Underserved Provisions
• Here Are Some Examples of Common TRID Errors
• Upcoming Webinars

March 30, 2016

• Guaranty Fee Back Into Effect This Week: Read Important New Clarifications and Guidance From TTIGA and TDI
• Update to TDI Licensing Forms
• Commissioner Mattax Appoints Three to Texas Title Insurance Guaranty Association Board of Directors
• CFPB Webinar Available
• Deciphering TRID Through Communication
• Ellie Mae CEO: Initial Discomfort of TRID Now Over
• Upcoming Webinars

March 23, 2016

• Cordray: CFPB Will Provide Further TRID Guidance
• CFPB Webinar: Know Before You Owe Mortgage Disclosure Rule: Post-Effective Date Questions and Guidance
• Texas A&M Real Estate Center Discusses Transfer on Death Deed
• Upcoming Webinars

March 16, 2016

• TLTA Op-Ed and Letters to the Editor Respond to TAB/TPPF Press
• Sen. Bob Corker Writes Letter to CFPB Expressing TRID Concerns
• ABA Survey Quantifies TRID Costs, Delays
• CFPB Director: Mortgage Credit is “Still Too Tight, In My View”
• CBRE: Dallas-Fort Worth is the No. 3 Target Market for Real Estate Investors
• CFPB Releases Latest Supervisory Highlights Report
• Upcoming Webinars

March 9, 2016

• Attack on Texas Title Insurance System Continues
• Lenders Blocking Realty Agents From Buyers’ Closing Documents
• Outlook for the Texas Economy
• What Landowners Should Know About Setback Rules for Pipelines and Oil Rigs
• Miss the Land Title School of Texas? Sign Up for Summer School!
• Upcoming Webinars

March 2, 2016

• Update on Guaranty Fee: Applies to All Transactions Closed On or After April 1
• Recap on Texas Election Results: By the Numbers
• TREC Agency Strategic Planning Listening Tour Dates Announced; TLTA Members Encouraged to Attend
• Google Shuttering Mortgage Comparison Tool
• Upcoming Webinars

February 24, 2016

• CFPB Pledges Leeway in Early TRID Exams
• Upcoming Deadlines for Owners/Managers 
• The TRID Ripples: Time to Close Mortgage Loans Continues to Rise
• Don't Forget to Vote!
• Upcoming Webinars

February 17, 2016

• Guaranty Fee Reinstated at $3 Per Policy, Effective April 1
• TRID: How Long Will the Pain Last?
• Economics Panel: Texas Housing, Office Markets Strong Despite Oil Prices
• Upcoming Webinars

February 11, 2016

• TLTA Defends Texas Rate-Setting Structure
• TDI Clarifies Form T-S4: Required From Underwriters but not Agents
• CFPB Corrects Typo Regarding Property-Related Costs
• Texas Court Finds in Favor of MERS
• Update From the TLTA Legislative Committee
• Upcoming Webinars

February 3, 2016

• Update on Texas Association of Business/Texas Public Policy Foundation Attack
• TDI Quarterly Audit Results Published
• CFPB Announces New Webinar to Address TRID Questions
• Court Case Challenges CFPB's Power
• TRID: A Thorn in the Mortgage Industry's Side
• Upcoming Webinars

January 27, 2016

• Clarification From TDI on ALTA Form, Closing Disclosure and Texas Disclosure
• MBA: How Will Oil Concerns Impact Housing?
• Economist: TRID Is Not Affecting Housing Market Potential
• Upcoming Webinars

January 20, 2016

• ALTA: TRID Hiccups Percolate
• New Requirements for Title Agents in New York, Florida Due to Illegal Home Purchases
• CFPB Nearly Doubled Enforcement Actions in 2015
• Fitch: U.S. CFPB Addresses TRID Compliance Concerns
• ALTA, Trade Groups Share Concerns over Proposed FHFA Borrower Survey
• Upcoming Webinars

January 13, 2016

• CFPB Issues Fact Sheet on Construction Loan Disclosures
• TRID Impacting Fulfillment Centers
• Crude Keeps Plunging, Threatening to Drag Down Houston's Residential Real Estate Market With It
• CFPB Updates
• Early Registration and Hotel Discount Rate for Land Title School End Friday; Sell-Out Is Expected

January 6, 2016

• CFPB Further Clarifies TRID Rules, Including Third Party Liability
• Basic Manual Changes Went Into Effect January 1 – Order Updated Version Now
• TRID Myth Busters: What You Need to Know When Sharing Closing Documents
• Dodd-Frank Regs Weighing on Community Banks, Credit Unions
• 10 Things That Will Keep Originators on Their Toes in 2016
• Upcoming Webinars