2020

December 23, 2020

• TLTA Advocacy Update
• U.S. House Passes COVID Relief Bill
• Town Halls to Continue in 2021. What Speakers or Topics Should We Cover?
• FHFA Proposes Liquidity Requirements for GSEs
• 2020 Texas Land Title Institute: It's Not Over Yet!

December 16, 2020

• TLTA Advocacy Update
• Fannie Mae Extends Relaxed Appraisal, Lending Standards
• CFPB Completes Overhaul of Two QM Loan Rules
• Use of RON Increased Substantially in 2020
• FHA Reminder: Wire Transfers Not Accepted to Pay Off Reverse Mortgages, Partial Claims

December 9, 2020

• TLTA Advocacy Update
• Texas Launches COVID-19 Rapid Testing Pilot Program for Small Business Workers in 5 Cities
• Industry Leaders Discuss GSE Privatization
• Texas REALTORS® Installs Officers; Association Sets Priorities for 2021

December 2, 2020

• TLTA Advocacy Update
• 87th Texas Legislature News
• Fannie Mae, Freddie Mac Conforming Loan Limits Increase for 2021
• Lawmakers Clinch Deal on Decade-Long Fight Against Shell Companies
• It's Not Too Late to Register for Texas Land Title Institute – All Presentations and CE Hours Available to Registrants On-Demand Through Jan. 15, 2021

November 24, 2020

• TLTA Advocacy Update
• ICYMI: Update on 2020 Court Decisions for Cases in Which TLTA Filed Amicus Letters
• Mnuchin Decision Cuts Fed Lending Power, but Sources Say Emergency Programs Can Be Revived
• What Is FIRPTA, and Why You Need to Understand It

November 18, 2020

• Update: 2020 Court Decisions for Cases in Which TLTA Filed Amicus Letters
• TLTA Advocacy Update
• TDI News for Underwriters
• Beaumont State Rep. Dade Phelan Likely to Become Next Speaker of Texas House
• FHFA Extends COVID-19 Loan Flexibilities Through 2020
• Biden Transition Team Brings Back Key CFPB Players

November 11, 2020

• TLTA Advocacy Update
• FinCEN Reissues Real Estate Geographic Targeting Orders for 12 Metropolitan Areas, Including San Antonio, DFW
• TDI Proposes New Rules
• California Passes Measure to Revamp Consumer Privacy Law

November 4, 2020

• Election Update: Makeup of Texas Legislature Largely Unchanged by Outcome of Yesterday's Election
• Election Update: Congressional Races
• TLTA Advocacy Update
• Federal Financial Regulators Propose Rule on Agency Guidance and Enforcement Actions
• Upcoming Hearings: House Financial Services Committee
• Early Bird Rate for 2020 Institute Expires Friday – Register Now to Get the Best Deal

October 28, 2020

• TDI Quarterly Audit Results Published
• TLTA Advocacy Update
• CFPB Releases Advance Notice of Proposed Rulemaking on Consumer Access to Financial Records
• TREC Announces New Deputy General Counsel
• Early Voting for Nov. 3 General Election Continues Through Oct. 30 – Time to Vote
• 2020 Virtual Land Title Institute: 30th Anniversary Strong!

October 21, 2020

• TLTA Advocacy Update: Texas Comptroller Glenn Hegar to Headline TLTA's Virtual Town Hall Nov. 16; LLLs, Grassroots Activity and PAC Giving Going Strong as November Election, 2021 Legislative Session Approach
• CFPB Issues Final Rule Extending the GSE Patch
• FHFA Proposes Rule on New Products and Activities From GSEs
• Early Voting for Nov. 3 General Election Continues Oct. 13 to Oct. 30 – Time to Vote
• 2020 Virtual Land Title Institute: Speaker Lineup Confirmed

October 14, 2020

• TDI News: TDI Proposes Basic Manual Change to Conform With TTIGA Reform Legislation Supported by TLTA; 2019 Statistical Data Call Has Not Been Issued Yet
• TLTA Advocacy Update: Legislative Committee Meets to Discuss Legislative Agenda, Privacy Advisory Group
• CFPB Rescinds MSA Bulletin, Releases RESPA FAQs
• Early Voting for Nov. 3 General Election Continues Oct. 13 to Oct. 30 – Time to Vote

October 7, 2020

• TLTA Federal Report: CFPB Releases Its Five-Year Assessment of TRID Rule
• TLTA Advocacy Update: TDI Grants Request for Extension of Modified Requirements for Sworn Statements to Dec. 31, 2020
• It's Official – Institute Is Going Virtual! New Dates: Dec. 7-9
• FHFA Attempts to Improve the Real Estate Experience for Korean, Vietnamese and Filipino Borrowers
• U.S. Treasury Warns Cyber Insurers' Payments to Hackers May Violate Sanctions

September 30, 2020

• TDI Commissioner Kent Sullivan: Thank You for Making My Time at TDI Memorable
• TLTA Regulatory Committee Meets, Discusses Basic Manual Rule and Form Changes
• There's Still Time to Answer TLTA's RON, RIN Survey; Initial Observations From Responses Submitted To-Date
• Fannie, Freddie Pose Risk to Financial System, Panel Says In 'Historic' Finding
• Federal Regulators Finalize Appraisal and Capital Liquidity Rules

September 23, 2020

• New TLTA Data Privacy Advisory Group to Work With Legislative Committee on Consumer Privacy Issues Being Discussed by Texas Legislature
• We Need Your Feedback: RON and RIN Closings
• FinCEN News: Banking Experts Comment on Leaked Reports; Statement on Enforcement of BSA

September 16, 2020

• TLTA Advocacy Update: Uniform Payoff Statement Effective Sept. 20, TLTAPAC Giving, and More
• Texas Privacy Protection Advisory Council Publishes Report to 87th Texas Legislature
• Mortgage Industry Provides Commentary on CFPB’s Proposed Changes to QM Loan Definition
• CFPB Releases Latest Supervisory Highlights Report

September 9, 2020

• Gov. Abbott Extends State Disaster Declaration; Temporary Suspension of State Notary Statute Allowing Emergency Use of RIN Continues
• TLTA's Local Legislative Liaisons Maintaining Connections With Texas Legislators Despite Barriers Created by Pandemic
• With $11B Ellie Mae Deal Finalized, ICE Prepares to Unleash a “Fully Digital Mortgage Ecosystem”
• Time to Speak Up: What Webinar Topics Would You Like to See?

September 2, 2020

• TLTA Amicus Letter Update: Texas Supreme Court Grants Petition for Review of Case Involving Correction Instruments
• September Is TLTA PACathon Month!
• Time to Speak Up: What Webinar Topics Would You Like to See?
• Texas Realtors Publish 2020 Texas Homebuyers and Sellers Report

August 26, 2020

• Texas Finance Commission Formally Adopts Revised Payoff Statement With TLTA Recommendations; Effective Date to Come
• TLTA Advocacy: Work in Progress Report
• MISMO Announces Call for Participants for Workgroup to Enable Digitization of Closing Instructions
• GAO Says FinCEN Should Enhance Procedures for Implementing and Evaluating GTOs

August 19, 2020

• TLTA Submits Results of Closing Disclosure Survey to CFPB
• Sullivan to Step Down as Insurance Commissioner
• TREC Proposes New Contract Form Language; Proposal Includes Termination Option Language Recommended by TLTA
• Consumer Financial Protection Bureau Proposes New Category of Qualified Mortgages to Encourage Innovation and Access to Affordable Mortgage Credit

August 12, 2020

• Fannie Releases New Manufactured Housing Resource for Lenders
• Survey: Impact of the COVID-19 Pandemic on Texas Realtors
• Lowest Mortgage Rates Ever Spur Historic Jump in Bond Supply
• The Rise of IMBs

August 5, 2020

• TLTA Regulatory Committee Chair Roland Love's RIN 101 Primer Published in Texas Bankers Association Newsletter
• TDI Quarterly Audit Results Published
• Analysis: The Texas Legislature Can Meet for Up to 140 Days. The Pandemic Raises a Question: Should It?
• FinCEN Advisory on Cybercrime and Cyber-Enabled Crime Exploiting the COVID-19 Pandemic
• Three of the Top Educational Sessions From Our 2020 Virtual Annual Conference Now Available On-Demand (Escrow Hours Available)

July 29, 2020

• ICYMI: Here’s Your Chance to Tell CFPB Why the Disclosure of Title Insurance Rates Is So Confusing on the Closing Disclosure
• TDI NEWS: Modified Requirements for Sworn Statements During COVID-19 Extended Again; Commissioner Sullivan Reiterates Call for Plain Language in New Article
• TREC NEWS: Renewal Deadline Extensions End July 31; Agency Mail Destroyed – If You Mailed Anything to TREC, Here's What You Can Do
• Senate Confirms Dana Wade as New FHA Commissioner
• MISMO Releases Proposed Commercial Appraisal Data Standards

July 22, 2020

• SURVEY: Here’s Your Chance to Tell CFPB Why the Disclosure of Title Insurance Rates Is so Confusing on the Closing Disclosure
• Email Exchanged by Offices of Governor and State's Attorney General Confirm Indefinite Extension of RIN Through End of COVID-19 Emergency Declaration
• ICYMI: Results for Primary Runoff Elections, SD 14 Special Election
• CFPB Announces New Supervisory and Enforcement Priorities in Light of COVID-19 Pandemic

July 8, 2020

• Early Voting for Runoff, Special Elections Ends Friday, July 10
• CFPB News: Proposed Amendments to TILA Higher-Priced Mortgage Loan Escrow Rule; Additions to Executive Team
• Nearly 6,300 Texas Companies Received PPP Loans of More Than $1 Million
• 2020 Virtual Conference: Packed With Ideal Opportunities to Support Your TLTAPAC
• Texas Finance Commission's Revised Payoff Statement Proposal Published in Texas Register

July 1, 2020

• BREAKING NEWS: Gov. Abbott Grants TLTA's Request for Extension of Emergency RIN Order
• Supreme Court Recognizes President's Power to Fire CFPB Chief
• COVID-19 Compliance Update: TDI Extends Modified Requirements for Sworn Statements
• ICYMI: TLTA Submitted Letter to TREC Broker Lawyer Committee Proposing Changes to Termination Option Language Included in TREC Forms
• 2020 Virtual Conference: Meet Face-to-Face With Vendors Who Specialize in Tools You Need to Succeed, Including Digital Closing and More

June 24, 2020

• Texas Finance Commission's Revised Payoff Statement Proposal Incorporates TLTA's Recommendations; Revised Form Expected to Be Adopted Aug. 21
• CFPB News: Bureau Takes Steps to Address GSE Patch; Other Recent Developments
• 2020 Virtual Conference: State of Our Industry, Upcoming Legislative Session, Economic Outlook, and More; $95 Early Bird Rate Expires Friday!

June 17, 2020

• Federal Disaster Loan Program Applications No Longer Limited to Agricultural Businesses
• Fed Sees Need for More Small Business Aid, Citing 'Acute Risks' to Survival
• 2020 Virtual Conference: Special $95 Early Bird Rate Extended
• ALTA Launches Campaign Introducing the Guardians of the American Dream

June 10, 2020

• Texas Secretary of State Publishes Notice Regarding RIN Extension
• CFPB Issues Guidance on TRID Rule
• New Changes to Paycheck Protection Program (PPP) Win Final Approval
• Fed Expands Main Street Program to Allow for Both Smaller and Bigger Loans
• 2020 Virtual Conference: Special $95 Early Bird Rate Expires Friday

June 3, 2020

• Gov. Abbott Extends Emergency Use of RIN Through June 30
• 2020 Virtual Conference Schedule-at-a-Glance Released
• COVID-19 Compliance Update: TDI Extends Modified Requirements for Sworn Statements
• TDI Publishes Underwriters Experience Report for 2013-2017
• SAFE Banking Act Included in Proposed Fourth COVID Stimulus Package
• TDI Job Opening: Title Insurance Specialist

May 27, 2020

• TLTA Requests Extension of Emergency RIN Order
• TDI Issues Bulletin on Temporary and Limited Extension of Simultaneous Issue Credit Under R-5.F
• Fannie Mae, Freddie Mac Launch Online Resources for Consumers
• Registration for 2020 Virtual Conference Open Now
• ALTA Publishes Quick Reference Guide of Notarization Types and Terminology
• TDI Job Opening: Title Insurance Specialist

May 20, 2020

• TDI: Extension for License Renewals Ends May 31
• Mark Your Calendar: Dates Finalized for Virtual Annual Conference and Business Meeting July 13-16
• Regulators Ease Restrictions on Homeowners in Coronavirus Mortgage Bailout Program
• Unforeseen Circumstances: Contractual Obligations During a Pandemic
• Vishing Explained: How Voice Phishing Attacks Scam Victims
• TDI Job Opening: Title Insurance Specialist

May 13, 2020

• Texas Supreme Court Issues Ruling in Federal Home Loan Mortgage Corporation v. Zepeda
• FinCEN Reissues Real Estate Geographic Targeting Orders for Bexar, Dallas and Tarrant Counties
• FHFA Extends Emergency Loan Processing Changes
• New Video From ALTA Celebrates Title Industry's Good Deeds During COVID-19
• TDI Job Opening: Title Insurance Specialist

May 6, 2020

• CORRECTED: TDI Accommodations for Financial and Licensing Filings Further Extended to May 31
• ICYMI: Webinar on Temporary Use of Remote Ink-Signed Notarizations (RIN) Available On-Demand
• MISMO Issues ALTA-Supported Uniform Closing Instructions
• Businesses Continue to Apply for PPP Loans
• TDI Job Opening: Title Insurance Specialist
• Cyber-Attacks on Mortgage Professionals on the Rise During COVID-19

April 29, 2020

• Gov. Abbott Approves Emergency Use of Remote Ink-Signed Notarizations (RIN)
• Complimentary Webinar-Style Briefing Tomorrow: Temporary Use of Remote Ink-Signed Notarizations (RIN)
• CARES Act Employer Payroll Retention Tax Credit
• CFPB Paves Way for Consumers Facing Financial Emergencies to Obtain Access to Mortgage Credit More Quickly
• TDI Job Opening: Title Insurance Specialist
• Meeting You Where You Are – TLTA Annual Conference Goes Virtual

April 22, 2020

• U.S. Senate Passes New Coronavirus Stimulus Bill; House Expected to Approve Thursday
• Compliance Update: TDI's Modified Filings Chart Updated With Additional Deadline Extensions Due to COVID-19
• Job Opening: Title Insurance Specialist
• Banks Can Now Postpone Some Appraisals Until 120 Days After a Mortgage Closes
• Gov. Abbott Appoints Three to Finance Commission of Texas

April 15, 2020

• TLTA Proposes Emergency Executive Action on Remote Ink-Signed Notarizations (RIN) in Texas – Pending Governor's Response
• Fannie, Freddie Provide Temporary Guidance for Lenders on Use of RON, POA and Remote Ink-Signed Notarizations (RIN)
• IRS Extends Deadline for 1031 Exchanges, Including Opportunity Zone Investments
• Special Featured Hot Topic Webinar Tomorrow: Return of the RON
• ALTA Names SVP of Public Affairs
• Texas Realtors: FAQs and Resources Related to COVID-19

April 8, 2020

• Fannie, Freddie Provide New Temporary Guidance for Use of RON, POA
• Coronavirus Financial Relief for Businesses
• Employment Law Aspects of COVID-19: Complimentary Webinar-Style Briefing Thursday, April 9
• Emergency Guidance on Home Equity Lending
• Underwriters: Did You Submit Your Experience Report to TDI?
• Fed Says It Will Provide Financing Against New U.S. 'Payroll Protection' Loans

April 1, 2020

• Governor Abbott's New Executive Order Adopts Industry’s 'Essential Services' Recommendations, Extends Statewide Restrictions Through April 30
• NEW: U.S. Department of Homeland Security Definitions and Guidelines Revised to Include County Clerks Among Essential Services Workforce
• UPDATE: RON Utilization Across the State
• GSEs Issue New Guidance on RON, Powers of Attorney
• U.S. Senate Committee on Small Business and Entrepreneurship: Small Business Owner’s Guide to the CARES Act

March 25, 2020

• Breaking News on the New Federal Stimulus Package to Help Businesses and Employees During COVID-19 Relief Bill
• Stay-at-Home Orders, Title Insurance Designation as an Essential Business, Building Trades Letter
• County/District Clerk Closures and Operational Changes
• RON-Related Challenges
• TDI Adjusts Licensing, Continuing Education Requirements, Additional Regulatory Relief Has Been Requested
• COMPLIANCE UPDATE: New Stat Codes Effective April 1

March 18, 2020

• Important TLTA Updates on COVID-19 Challenges for Title Industry
• TLTA's New COVID-19 Resources Page: Business Continuity Strategies, County Clerk Operations, Remote Digital Closings, and More
• TLTA Introduces New Collection of Business Continuity Resources - Please Share Your Ideas and Success Stories
• Update on TDI Actions Related to COVID-19
• Congress Approves Coronavirus Relief Bill

March 11, 2020

• TLTA Closely Monitoring Coronavirus, Live Events Still on Schedule With Added Safety Measures
• Texas Supreme Court Issues Opinion in Teal Case
• Bill Introduced by Rep. Luetkemeyer to Remove Sole Director of CFPB
• CFPB Releases TRID FAQs on Lender Credits
• ALTA: TRID Experience Survey
• TDI: Sircon Systems Down This Weekend

March 4, 2020

• 2020 Primary Elections Update
• TDI Quarterly Audit Results Published
• Underwriters: Annual Statements Can Now Be Emailed to TDI
• Supreme Court Looks Likely to Weaken Consumer Financial Protection Bureau But Leave it Standing
• Deadline to Take the CFPB’s TRID Survey Friday, March 6

February 26, 2020

• 2019 Internet Crime Report Released
• Early Voting for Primary Elections Continues
• Demystifying the Risks of Flooding
• CLARIFICATION: TDI Article Regarding How to Print Your Insurance License

February 19, 2020

• TDI: How to Print Your Insurance License
• Another Federal Circuit Finds Phishing Loss Covered Under Crime Policy
• Early Voting for Primary Elections Continues
• Texas Legislature: Texas Privacy Protection Advisory Council to Meet March 25
• Fannie/Freddie Report Growing Net Worth Under New Policy

February 12, 2020

• Early Voting for Primary Elections Starts Tuesday, Feb. 18
• Texas Association of Realtors: Can a Buyer Deliver the Termination Option Fee to the Title Company?
• CFPB Issues Fall 2019 Semi-Annual Report to Congress; Kraninger Testimony Includes GSE Patch Goals
• Insurers Look to Curb Ransomware Exposure as U.S. Cyber Rates Rise

February 5, 2020

• ALTA’s Principles for Data Privacy Laws
• 5 Takeaways From the Latest Congressional Fundraising Reports
• FHFA Making Structural Changes
• Texas Relocation Report

January 29, 2020

• Data Privacy 2020: The Regulatory Landscape and 8 Tips for Your Business
• Special Election Results: Texas House Districts 28, 100 and 148
• Take the CFPB’s TRID Survey
• Texas A&M Real Estate Center, Dallas Fed Sponsoring Housing for a New Economy Conference Feb. 21 in Dallas

January 22, 2020

• TLTA Submits Comments in Response to CFPB's Study of TILA-RESPA TRID Rule
• TLTA Requests Payoff Statement Revisions in Letter to Texas Department of Savings and Mortgage Lending
• CFPB Planning to Eliminate DTI Requirement from QM Lending Rules
• Joint Statement on Heightened Cybersecurity Risk Issued by Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency
• Texas House Speaker Bonnen Names Appointees to Texas Privacy Protection Advisory Council
• Property Records Industry Association Offers Special Title Industry Registration Rates for Winter Symposium in Austin, Feb. 24-27

January 15, 2020

• The Next Big Thing: Consumer Data Privacy
• Early Voting for Special Texas House Elections Begins Monday, Jan. 21
• New Year, New Texas Real Estate Laws
• Deadline to Submit TRID Comments to CFPB: Jan. 21

January 8, 2020

• Texas Businesses Must Report Data Breaches Under New Law Effective Jan. 1, 2020
• TDI Issues Underwriter Data Call
• TLTA Submits Letter to TREC Broker Lawyer Committee Regarding Revision of Termination Option Language in TREC Contract Forms
• Texas Department of Savings and Mortgage Lending Publishes Proposed Revision to Payoff Statement

January 2, 2020

• TTIGA: Guaranty Fee to Continue in 2020
• TDI Holds Hearing on Statistical Codes
• Underwriters: TDI Adopts 2020 Maintenance Fees and Assessments
• CFPB Issues Guidance on Construction Loan TRID Disclosures
• Removing the GSE Patch and Reopening the QM Debate