TLTA News

Breaking News: FinCEN Issues Final Rule on Reporting Requirements for Certain All-Cash Residential

(8/28/2024)
GTO reporting expanded to all markets nationwide. Final rule effective Dec. 1, 2025. FinCEN's initial analysis of how the final rule differs from the rule proposal.

Breaking News: TDI Announces Hearing on Title Insurance Basic Premium Rate Sept. 19

(7/9/2024)
The Texas Department of Insurance (TDI) will hold a hearing to consider a change to the title insurance basic premium rates. The hearing will begin at 2 p.m. on September 19, 2024.

TDI Formally Publishes Basic Manual Rulemaking Proposal

(5/15/2024)
Yesterday the Texas Department of Insurance published a proposal to update, correct and clarify rules and forms in the Basic Manual. After a public comment period that ends July 1, a final adoption order will be issued with a Nov. 1 effective date.

Breaking News: CFPB May Consider Ban on Charging Buyers for Lender’s Title Policy

(4/12/2024)
Charging home buyers for title insurance is a long-standing industry practice intended to protect lenders. A Bloomberg report initially broke that the CFPB will soon issue a broad request for information on closing costs – including title insurance..

Breaking News: White House announces pilot project to waive requirement for lenders' title insurance

(3/8/2024)
“In the coming months, the Department of Treasury’s Federal Insurance Office will convene a roundtable of relevant industry stakeholders, including consumer advocates and academics, in order to discuss the title insurance industry and analyze...

Breaking News: FinCEN Proposes New Reporting Requirements for Title Agents

(2/8/2024)
This notice of proposed rulemaking is the first step in FinCEN's process of adoption of new rules and will be followed by a sixty-day comment period. TLTA is monitoring this significant regulatory proposal, will submit comments to FinCEN on behalf...

TDI Commissioner Issues Order Approving Exhibits for Formal Basic Manual Rulemaking

(12/22/2023)
Yesterday, Dec. 21, Texas Department of Insurance Commissioner Brown issued a formal order approving the exhibits containing a proposal to update, correct and clarify rules and forms in the Basic Manual. This order does not address the Basic...

TDI to Consider Proposals to Update Basic Manual During Rulemaking Hearing Nov. 15

(9/20/2023)
The Texas Department of Insurance set a Nov. 15 hearing to consider proposals to update, correct and clarify rules and forms in the Basic Manual. A petition from TLTA, as well as additional proposals from TDI, will be discussed at the hearing.

TDI Will Hold Informal Stakeholder Meeting on Title Insurance Basic Premium Rate Oct. 26

(9/20/2023)
TDI will hold an informal public stakeholder meeting to discuss the basic premium rate on Oct. 26. This is not a formal proceeding at which decisions will be made, but rather an opportunity for interested parties to share data analysis and...

Compliance Updates: TDI Issues 2022 Underwriter Data Call

(7/17/2023)
The Texas Department of Insurance (TDI) issues this mandatory data call under Insurance Code Section 2703.153, which requires title insurance underwriting companies to submit data to TDI annually. The data collected is used to set title insurance...

Harris County to Investigate Houston-based Title Company

(7/12/2023)
TLTA continues to receive inquires about the Harris County investigation. Read the Houston Chronicle article describing the situation and TLTA’s statement in response...

Compliance Updates: TDI Issues Call for 2022 Agent Statistical Data

(6/30/2023)
Responses due no later than Aug. 21, 2023. The Texas Department of Insurance issued a call for agent statistical data on Jun. 29 to each agency in Texas in accordance with Texas Insurance Code §2703.153, which requires each title insurance company...

Compliance Updates: TDI Compliance Priorities for Agents; Forms TS-5 due Nov. 15

(11/3/2022)
Forms TS-1 and TS-5 must be submitted by deadlines provided; next TS-5 due by Nov. 15. Must be submitted to TDI on a quarterly basis.

Compliance Updates: TDI Issues 2021 Underwriter Data Call

(10/13/2022)
The Texas Department of Insurance (TDI) issued this mandatory data call under Insurance Code Section 2703.153, which requires title insurance underwriting companies to submit data to TDI annually.

Breaking News: TDI Publishes Agent Experience Report 2020, Underwriter Experience Reports 2016-20

(8/23/2022)
The Texas Department of Insurance published their Title Insurance Agent Experience Report Compilation for 2020. Additionally, the Title Underwriters Experience Report for 2016-2020 was published. Both reports are available for review online.

ALTA Proposes Substantive Changes to Their Best Practices That Could Affect You

(8/16/2022)
The American Land Title Association (ALTA) last week announced proposed revisions for their Best Practices Framework. TLTA strongly recommends that you review these extensive proposed changes and provide comments by the September 1 deadline...

Compliance Update: TDI Title Insurance License Applications and Renewals Now Available Online

(6/10/2022)
The Texas Department of Insurance announced today that title licenses can now be applied for and renewed online via Sircon – a modernization initiative that should provide a more efficient licensing experience. Learn more about applying...

Compliance Updates: Agents Completing Form TS-1 Must Use 2020 U.S. Census Data

(5/3/2022)
All title agents – including direct operations – are required to turn in a new T-S1 form every year in September. Form TS-1 proves up an agent's minimum capitalization requirements under state statute and administrative rule.

In Memoriam: Mike Ramsey, TLTA Past President

(4/28/2022)
We are sad to report that Mike Ramsey, a past president of TLTA, passed away April 26. In addition to serving as president of TLTA 1980-81, Ramsey was honored as Title Man of the Year in 1972...

TDI Publishes Agent Experience Report 2019, Underwriter Experience Reports 2015-19

(3/24/2022)
The Texas Department of Insurance published their Title Insurance Agent Experience Report Compilation for 2019. Additionally, the Title Underwriters Experience Report for 2015-2019 was also published. Both reports are available for review online.

In Memoriam: Larry Molinare, TLTA Past President

(2/22/2022)
It is with great sadness we report that Larry Molinare, a past president of TLTA, passed away Feb. 17. Larry was Executive Vice President of Stewart Title of Austin, and formerly served as Chairman of their board.

Compliance Updates: Update on Agent and Underwriter Experience Report Compilation

(2/17/2022)
We continue communicating with the team at Texas Department of Insurance (TDI) regarding the publication timeline for 2019 statistical data. TDI expects to publish the 2019 experience reports no later than early April 2022. Additionally, TDI...

Compliance Updates: TDI Issues 2020 Underwriter Data Call

(1/3/2022)
The Texas Department of Insurance (TDI) issued this mandatory data call under Insurance Code Section 2703.153, which requires title insurance underwriting companies to submit data to TDI annually.

Compliance Updates: Reporting PPP Loans That Were Forgiven on Experience Reports Due Dec 13

(12/2/2021)
In response to questions from TLTA members, TLTA staff worked with TDI to secure the following guidance for agents regarding how to report PPP loans forgiven in 2020. If an agent had a PPP forgiven in 2020, that information should be reported...

In Memoriam: Diane Dietert, TLTA Past President

(10/13/2021)
It is with great sadness we report that Diane Dietert, TLTA's first female president, passed away Oct. 9. Diane started working in the title Insurance business at Kendall County Abstract Company. Her 30-year career culminated in her ownership...

Compliance Update: TDI Issues New Call for 2020 Agent Statistical Data

(10/11/2021)
The Texas Department of Insurance sent its call for Agent Statistical Data on Oct. 11 to each agency in Texas in accordance with Texas Insurance Code §2703.153, which requires each title insurance company and title insurance agent engaged...

Breaking News: Governor Names Cassie Brown New TDI Commissioner

(9/7/2021)
Governor Greg Abbott has appointed Cassie Brown as insurance commissioner. She has served as the Texas Workers’ Compensation Commissioner since June 2018 and previously was TDI’s deputy commissioner for Regulatory Policy.

Compliance Updates: Important TDI Compliance Reminders Regarding Escrow Officer License Renewal

(8/25/2021)
Prior to TDI rule changes implemented in the last two years, title agents were responsible for renewing their escrow officers’ licenses along with their agency license. Under today's rules, escrow officers are responsible for renewing their own...

Compliance Update: TDI Issues Call for 2019 Agent Statistical Data

(7/6/2021)
The Texas Department of Insurance sent its call for Agent Statistical Data on July 2 to each agency in Texas in accordance with Texas Insurance Code §2703.153, which requires each title insurance company and title insurance agent engaged in the...

In Memory of a TLTA Legend - Lloyd Draper

(3/25/2021)
Last week our Texas title industry lost not only a dear friend and colleague, but also a true TLTA Legend. Lloyd Draper passed from this earth peacefully, but much too soon and he will be missed by all who were blessed with the good fortune to...

TREC Adopts Option Fee Changes

(2/24/2021)
TREC adopted option fee changes Feb. 19 - UPDATED FAQs on timeline and implementation

TLTA Continues to Monitor TREC's Option Fee Changes

(1/27/2021)
We continue to monitor closely TREC's adoption and implementation of the proposed changes to the termination option and option fee language included in TREC contract form, and the Texas Realtors recently published these FAQs on the timeline and...

Compliance Update: Important Licensing Information for Escrow Officers and Title Agents

(1/5/2021)
The Texas Department of Insurance issued an important notice last week with key reminders about licensing compliance for escrow officers and agents. The information included in TDI's notice is also listed below...

COVID-19: TDI Extends Modified Requirements for Sworn Statements to Dec. 31, 2020

(10/1/2020)
On Wednesday, Sept. 30, TDI announced that the window of time during which the financial and licensing filings identified in the modified filings chart could be submitted without sworn statements, affidavits and notarization was further extended...

Commissioner Sullivan to Step Down in September

(2/11/2021)
Kent Sullivan has notified Governor Abbott that he will resign as Texas Insurance Commissioner in September to return to the private sector.

Gov. Abbott Extends Temporary Use of RIN Under COVID-19

(7/17/2020)
On Tuesday, June 30, the governor's office informed us that they have granted our request for an indefinite extension of RIN under COVID-19 Public Health Protocols.

COVID-19: Gov. Abbott Extends Emergency Use of Remote Ink-Signed Notarization (RIN)

(5/29/2020)
On May 21, TLTA sent a letter to Gov. Abbott requesting he modify the emergency executive action that allows the temporary use of Remote Ink-Signed Notarization (RIN) by extending the original May 30 termination date. We were informed that the...

COVID-19: TDI Issues Bulletin Temporary and Limited Ext. of Stimultaneous Issue Credit under R-5.F

(5/21/2020)
The Texas Department of Insurance has issued a bulletin with guidance on the use of the simultaneous issue premium during the COVID-19 pandemic.

Breaking News: Gov. Abbott Approves Emergency Use of Remote Ink-Signed Notarizations (RIN)

(4/29/2020)
At TLTA's request, Gov. Abbott today announced emergency executive action temporarily suspending traditional notary regulations to allow for Remote Ink-Signed Notarizations (RIN).

Compliance Updates: TDI Extends More Filing Deadlines Due to COVID-19

(4/21/2020)
The Texas Department of Insurance has updated the modified filings chart with additional deadline extensions due to the COVID-19 outbreak. The additions provide more time to file actuarial, financial, and other documents.

COVID-19: RON Update

(4/20/2020)
Thank you to everyone who continues sharing information with us about the ways in which remote online notarization (RON) transactions are being accepted or restricted in various scenarios statewide. RON utilization is one of the biggest challenges...

COVID-19: Response to TLTA's Proposed Emergency Executive Action Expected Next Week

(4/17/2020)
While the governor's office remains in a fluid crisis response and recovery mode, they have communicated to us that they are working through our request for emergency use of Remote Ink-Signed Notarizations (RIN), and we can expect a response as...

COVID-19: General Update April 13

(4/13/2020)
New COVID-19 updates vital to you and your business are coming out daily. We know it’s a lot to keep up with and we are committed to keeping you informed. Please check our COVID-19 webpage regularly for up-to-the minute changes. Here are some...

Complimentary Webinar: Employment Law Aspects of COVID-19

(4/9/2020)
For title agents seeking information and insights regarding employment law considerations during the COVID-19 public health crisis, Ted Smith of Cornell Smith Mierl Brutocao Burton, LLP, participated in a live webinar-style briefing.

Breaking News: TLTA Proposes Emergency Executive Action on Remote Witnessing of Wet Signature

(4/9/2020)
In response to feedback from our members regarding limited implementation of remote online notarizations (RON) in the marketplace, TLTA proposed to Gov. Abbott a temporary solution designed to support real estate closings under COVID-19 public...

Complimentary Webinar-Style Briefing: Coronavirus Financial Relief for Businesses CARES Act

(4/6/2020)
A free webinar for title agents seeking information and insights regarding federal financial support for businesses, the team at Foley and Lardner, LLP, participated in a live webinar-style briefing, Coronavirus Financial Relief for Businesses.

Breaking News: Lenders to Begin Processing CARES Act Paycheck Protection Program Loans Tonight

(4/2/2020)
The following information is very important if your company needs to seek assistance through one of the government programs designed to help businesses during the COVID-19 Crisis.

Breaking News: Emergency Guidance on Home Equity Lending

(4/2/2020)
The Texas Joint Financial Regulatory Agencies—which include the Department of Banking, Department of Savings and Mortgage Lending, Office of Consumer Credit Commissioner and the Texas Credit Union Department...

Update on TLTA's COVID-19 Projects and Priorities

(3/27/2020)
TLTA's COVID-19 webpage is your best source of information and resources during this challenging time. The content is updated almost hourly, so please check it frequently for the latest news and updates.

Breaking News: TDI Issues Guidance on Electronic Signatures

(3/27/2020)
The Texas Department of Insurance (TDI) has issued a bulletin with new guidance for the title industry on electronic signatures for escrow checks and directly issued policies that require countersignatures by bona fide officers or employees of...

Breaking News: TDI Temporarily Eases Requirements to Help Title Agents Cope With COVID

(3/26/2020)
Since the COVID-19 Crisis began, and based on the input we received from you about challenges you are facing, TLTA has been working with TDI to relax requirements in several key areas.Below you will find several important bulletins and announcements.

Update on TLTA's COVID-19 Projects and Priorities

(3/24/2020)
Please know that TLTA is continuing to work around the clock to address the unique business challenges you are facing and we are fully committed to helping you get through this unprecedented time.

Breaking News: City of San Antonio Order Lists Title as Essential Business

(3/23/2020)
The City of San Antonio and Bexar County issued a stay home order today directing all residents to stay in their homes unless engaged in essential activities. Title insurance is specifically listed among the financial services that can continue...

Breaking News: Dallas County Issues Shelter-In-Place Order

(3/22/2020)
Dallas County issued a countywide shelter-in-place order today, ordering all residents to stay in their homes unless engaged in essential activities. The order will be effective at midnight on Monday, March 23,and will continue until Friday, April 3.

Breaking News: TDI Announces Plans to Provide Regulatory Relief to Aid COVID-19 Response

(3/19/2020)
The Texas Department of Insurance announced today that they're coordinating with several state agencies on steps to help our state reduce the spread of COVID-19 and minimize potential regulatory burdens.

Important TLTA Updates on COVID-19 Challenges for Title Industry

(3/17/2020)
As we all navigate local, state and federal response to the novel COVID-19 coronavirus, I wanted to reach out to remind you that TLTA is here for you every step of the way.

TLTA Closely Monitoring Coronavirus, Live Events Still on Schedule with Added Safety Measures

(3/11/2020)
News about the COVID-19 coronavirus is changing hourly. Like all of you, TLTA is closely monitoring federal, state and local coronavirus planning, preparations and recommendations for best practices.

Data Privacy 2020: The Regulatory Landscape and 8 Tips for Your Business

(2/13/2020)
In the United States, there’s a patchwork of cumbersome federal and state regulations regarding consumer data privacy, and more laws are emerging from Texas and other states across the nation.

Take CFPB's TRID Effectiveness Survey

(3/20/2020)
The Consumer Financial Protection Bureau (CFPB) is assessing the effectiveness of TILA-RESPA Integrated Disclosure Rule (TRID Rule) and they've asked companies that conduct closings covered by this regulation to complete a survey.

Breaking News: TDI Proposes New Stat Codes for Recent Rate Rule Changes

(12/6/2019)
The Texas Department of Insurance published a proposal to amend the Texas Title Insurance Statistical Plan via the addition of new stat codes for changes made to rules R-5 and R-8 when the new rate rule changes were adopted earlier this year.

Breaking News: CFPB Requests Public Comment on TILA, RESPA, TRID Assessment

(11/20/2019)
The CFPB is requesting public comment on its plans to conduct an assessment of the TILA and the Real Estate Settlement Procedures Act of 1974 Integrated Disclosure Rule and certain related amendments.

Compliance Update: Realtors Subject to New TREC Rules Prohibiting Pay-to-Play Programs

(11/12/2019)
The Texas Real Estate Commission (TREC) recently amended their rules related to rebates and specifically highlighted the prohibition of pay-to-play arrangements in the real estate marketplace.

Real Estate Is Changing in 2020…Are You?

(11/11/2019)
As a title agent, you may not feel a close connection to the fast-paced world of venture capital—but that doesn’t mean there isn’t one. The fact is, record levels of venture capital have been pouring into real estate technology, or “realtech."

Compliance Update: New TDI Rules for All Texas Licensed Escrow Officers and Title Agents

(9/17/2019)
In December TDI Commissioner Sullivan adopted new title licensing rules to implement statutory changes recently made by the Texas Legislature. The changes officially went into effect March 7, 2019; however, TDI implemented a six-month grace period.

Compliance Update: How To Report CE Hours Earned Prior to March 7, 2019

(8/27/2019)
In December 2018, TDI adopted new title licensing rules designed to streamline the process. These changes were effective March 7, 2019.

TLTA Releases 2019 Legislative Report

(7/24/2019)
TLTA's 2019 Legislative Report details our industry's 86th Session successes, provides title-specific insights into lawmakers' actions, and more.

Compliance Updates 0719: TDI Adopts Order for Rate and Rule Revisions Changes Effective Sept.1, 2019

(7/2/2019)
TDI Adopts Order for Rate and Rule Revisions Changes Effective Sept. 1, 2019

Breaking News: TDI Adopts Order for Rate and Rule Revisions

(6/12/2019)
The Texas Department of Insurance today approved TLTA's petition via the adoption of an order that revises the basic premium rate and amends our industry's rate rules.

FinCEN Reissues Real Estate Geographic Targeting Orders for Bexar, Dallas, Tarrant

(5/17/2019)
The Financial Crimes Enforcement Network (FinCEN) renewed its Geographic Targeting Orders (GTOs) for Bexar, Dallas and Tarrant Counties

Texas Legislature: Major News In Years-Long Battle Over Re-Regulation in Texas

(4/18/2019)
There's major news in the years-long battle over re-regulation of Texas' successful promulgated rate system. We worked out a resolution.

Compliance Update: Effective Today – New TDI Rules for All Licensed Escrow Officers & Title Agents

(3/7/2019)
In December, TDI Commissioner Sullivan adopted new title licensing rules to implement statutory changes recently made by the Texas Legislature. The changes go into effect today, March 7, 2019.

Texas Legislature: Resources for Title Professionals

(1/24/2019)
The 86th Session of the Texas Legislature convened on Jan. 8. During the 140-day legislative session, your TLTA teams is advancing a legislative agenda and monitoring the progress of bills that could impact our industry and our communities.

Compliance Update: Escrow Officer Licensing Changing

(1/24/2019)
On Dec. 7, 2018, Texas Department of Insurance Commissioner Kent Sullivan adopted new escrow officer licensing rules that are changing how escrow officer licenses will be handled. The rules governing current licenses will expire March 7, 2019.

Breaking News: TDI Adopts Updates to Title Insurance Basic Manual

(12/14/2018)
The Texas Department of Insurance has adopted amendments to the Title Insurance Basic Manual. These changes will be effective March 7, 2019.

Compliance Update: Stop Collecting GARC Fee After Dec. 31

(12/12/2018)
The Guaranty Assessment Recoupment Charge (GARC) fee that you've been collecting throughout 2018 expires at the end of the year. After Dec. 31, you should stop collecting that fee (see below for clarification).

Breaking News: New Director of CFPB Kraninger Confirmed by U.S. Senate

(12/6/2018)
The Senate voted this afternoon to confirm Kathleen Kraninger as the new Director of the Consumer Finance Protection Bureau (CFPB). She will replace the acting director, current Office and Management Budget Chief (OMB), Mick Mulvaney.

FinCEN Expands GTO Reporting to More Texas Counties, Adjusts Thresholds and Requirements

(11/15/2018)
U.S. Treasury Department Financial Crimes Enforcement Network (FinCEN) has issued an updated Geographic Targeting Order (GTO) that impacts Bexar, Dallas and Tarrant counties.

Breaking News: TDI Issues Annual Title Agent Data Call

(9/20/2018)
The Texas Department of Insurance issued its call for agent statistical data today. Texas Insurance Code §2703.153 requires each title insurance company and title insurance agent engaged in the business of title insurance in Texas to annually submit

Breaking News: Basic Manual Updates Approved by TDI

(9/20/2018)
On Friday, June 1 TDI announced that Insurance Commissioner Kent Sullivan signed a final order on agenda items that update, correct, and clarify rules and forms in the Basic Manual of Title Insurance.

TDI Hearing Update: TLTA Testifies, Submits Comments Regarding Proposed Amendments to Basic Manual

(8/30/2018)
The Texas Department of Insurance held a public hearing on Friday Aug. 24 to consider proposed changes to the Title Insurance Basic Manual. The changes would affect agent and escrow officer licensing and continuing education requirements.

Breaking News: Revised Rules for Notaries Public, Including E-Notaries

(8/20/2018)
The Texas Secretary of State revised Chapter 87 of Title 1, Part 4 of the Texas Administrative Code, containing administrative rules for notaries public, including online notaries. Notice of these changes was published in the Texas Register on Friday

Breaking News: TDI Sets Hearing on Proposed Amendments to Basic Manual

(8/2/2018)
TDI Sets Hearing on Proposed Amendments to Basic Manual Proposals Focus on Licensing and Continuing Education

Breaking News: TDI Proposes More Amendments to Basic Manual

(6/20/2018)
On Wednesday, June 20 the Texas Department of Insurance announced it has proposed rule amendments to the Title Insurance Basic Manual. The proposals focus on licensing and continuing education.

TLTA Delegation Travels to D.C. for ALTA Advocacy Summit

(5/31/2018)
A delegation of TLTA members attended the American Land Title Association Advocacy Summit 2018, which was held in Washington D.C. May 21-23.

Breaking News: Proposed Online Notary Rules Published by Texas Secretary of State

(12/14/2018)
The Texas Secretary of State today published via the Texas Register these online notary rules.

TDI Quarterly Audit Results Published

(4/25/2018)
The following is a summary of recent TDI audits, violations, and enforcement actions from December 2017 through February 2018. Read TDI's complete summary of operations for the quarter, or read the key statistics herein.

Compliance Update: First GARC Fee Due May 1

(4/16/2018)
Title agents are required to collect a Guaranty Assessment Recoupment Charge (GARC) fee for each owners and loan (mortgagee) policy issued throughout 2018, and then remit these funds quarterly to TTIGA. GARC funds for Q1 must be submitted by May 1.

Compliance Update: FinCEN Renews Order for Bexar County through Sept. 16, 2018

(3/23/2018)
The Financial Crimes Enforcement Network (FinCEN) has again extended its Geographic Targeting Order (GTO) issued in July 2016 and renewed in February 2017 and August 2017 (with changes) for another 180 days.

Breaking News: Fidelity National to Acquire Stewart

(3/19/2018)
Fidelity National Financial, Inc. and Stewart Information Services Corporation today announced that Fidelity will acquire Stewart through a merger agreement with an equity value of approximately $1.2 billion.

Warning: Do Not Respond to Recent Fraudulent Email

(3/7/2018)
We have received reports of a spam message that has been sent to many of you. This message was disguised to look like it was sent from TLTA; however, it was not. TLTA doesn't use Docusign to send files to members.

In Memoriam: TLTA Past President Ronald F. Yates

(3/5/2018)
It is with the greatest sadness that we report that TLTA Past President Ronnie Yates passed away unexpectedly on Saturday night. Ronnie served as President of TLTA in 1996-1997 and was named “TLTA Title Person of the Year” in 2000.

Warning: Do Not Respond to Recent Fraudulent Email

(2/26/2018)
An important update on a recent email phishing scam.We have received reports of a spam message that has been sent to many of you. This message was disguised to look like it was sent from TLTA; however, the sender's address does not end in @tlta.com

Breaking News: TDI Proposes Rule Amendments to Basic Manual

(2/19/2018)
On Friday, Feb. 16 TDI announced it has proposed rule amendments to update, correct, and clarify rules and forms in the Basic Manual of Title Insurance. Rule proposals submitted by TLTA in 2016 to address “housekeeping items” in the Basic Manual

TDI Quarterly Audit Results Published

(1/31/2018)
The following is a summary of recent TDI audits, violations and enforcement actions from September through November 2017. Read TDI's complete summary of operations for the quarter or read the key statistics below.

Texas Disclosure Form T-64

(1/22/2018)
Title Agents Advised to Use Texas Disclosure Form T-64 to Correct All Incomplete or Incorrect Disclosures on Closing Disclosure

Regulators Seek Interpretation Amendments on Home Equity Lending

(1/16/2018)
As home equity lending changes become reality, state regulatory authorities have proposed interpretation amendments to clarify the finer points of SJR 60.

House and Senate Pass Tax Reform Package

(12/20/2017)
The House and Senate have passed a new tax bill that will be sent to the President. The title industry has been carefully reviewing provisions impacting real estate and small businesses and is still assessing the full bill. Read on for highlights.

TTIGA Releases GARC Fee Forms, Remittance Schedule

(12/13/2017)
The TTIGA website now has complete details about the GARC Fee, including remittance forms, due dates and FAQs.

Breaking News: Guaranty Assessment Recoupment Fee Set at $4.50 Per Policy During 2018

(12/1/2017)
Guaranty Assessment Recoupment Fee Set at $4.50 Per Policy During 2018; Guaranty Fee Suspended During That Time Effective Jan. 1, 2018

TDI News: GARC Order Expected Any Day

(11/28/2017)
As we have previously reported, the Texas Department of Insurance is expected to issue a Commissioner's order requiring all Texas title agents to collect a GARC fee on each owner and lender title insurance policy issued in the state beginning around

TTIGA News: Policy Guaranty Fee Suspended as of Jan. 1

(11/28/2017)
In anticipation of the Commissioner of Insurance's issuance of an order to begin collecting a GARC fee on insurance policies, TTIGA has suspended the collection of the Policy Guaranty Fee effective Jan. 1.

Breaking News: CFPB Director Richard Cordray Stepping Down

(11/15/2017)
On Wednesday, Nov. 15, CFPB Director Richard Cordray announced he would be stepping down at the end of the month.

TLTA Disaster Relief Resources

(11/15/2017)
A repository of Hurricane Harvey recovery and assistance resources.

The Future Is Bright for E-mortgages

(11/9/2017)
An overview of relevant laws and requirements, from ALTA.

House Republicans Unveil Tax Reform Package – Read the Highlights

(11/8/2017)
TLTA Federal Legislative Counsel Jim Hyland discusses the new tax reform plan.

Warning: Do Not Respond to Recent Fraudulent Email

(11/2/2017)
An important update on a recent email phishing scam.

ALTA Past President Details Wire Fraud Threats During Congressional Testimony; What TLTA Is Doing

(11/2/2017)
ALTA Past President Daniel D. Mennenoh ITP, NTP testifies before Congress; plus, what TLTA is doing to help keep your company safe.

Vote Yes on Proposition 2 on Nov. 7 to Make Home Equity Loans More Accessible for Texans

(11/1/2017)
TLTA joins several industry groups supporting this constitutional amendment.

Housing's Biggest Trade Groups, Including TLTA, Declare Support for Push to Change TRID

(10/26/2017)
A bill to change part of TRID has bipartisan support in Washington as well as with a coalition of many housing trade groups, including TLTA.

Vote for TLTA-Supported Proposition 2 to Make Home Equity Loans More Accessible for Texans

(10/25/2017)
TLTA supports Proposition 2 and encourages members to vote in favor of it.

TDI Issues Call for Agent Statistical Data

(10/16/2017)
The report for the calendar year ending Dec. 31, 2016, is due on Dec. 15, 2017; TLTA has a webinar scheduled for Thursday, Nov. 2.

ALTA Submits Letter to CFPB on TRID "Black Hole"

(10/13/2017)
ALTA submitted a letter to the CFPB urging the removal of the four-business day limit for resetting tolerances with both initial and corrected Closing Disclosures.

ALTA Launches Online Database for Title Insurance Agents

(10/9/2017)
The new ALTA Registry can provide provide confirmation of company names and contact information.

Bipartisan Push Begins in Congress to Change Part of CFPB's TRID Rule

(10/6/2017)
Both Democrat and Republican legislators are pushing for changes to TRID.

Senate Releases 2017 Interim Legislative Charges: Hurricane Harvey Response

(10/4/2017)
The Office of the Lieutenant Governor recently released the 2017 Interim Legislative Charges: Hurricane Harvey Response, which includes some items that may impact the title insurance industry.

Tax Reform and the Title Industry

(9/28/2017)
TLTA Federal Legislative Counsel James. E. Hyland, Esq. analyzes the tax reform blueprint and how it could impact the title insurance industry.

Reminder: TRID Allows for Partial Exemption for Housing Assistance Loans

(9/27/2017)
A reminder that TRID allows for a partial exemption from the disclosure requirements on certain loans.

Gov. Abbott Appoints Commissioner of Insurance, Selects New Senior Staff Members

(9/27/2017)
Gov. Abbott recently appointed the new Commissioner of Insurance and made changes to his senior staff.

Breaking News: Governor Abbott Appoints Kent Sullivan as Commissioner Of Insurance

(9/21/2017)
"We welcome Kent Sullivan as the new Commissioner and look forward to working with him and his staff at the Texas Department of Insurance," said Leslie Midgley, CAE, Executive Vice President and CEO of the Texas Land Title Association.

More Disaster Assistance Resources and Ways to Give Available

(9/20/2017)
The TLTA Disaster Relief Resources page has been updated to include more assistance resources and more ways to support fellow members.

TLTA Represents Industry at Hearing to Determine Guaranty Recoupment Fee

(9/13/2017)
A Jan. 1, 2018 effective date is anticipated.

Attorney General Agrees With TLTA's Recommendations in Opinion on County Clerks

(9/12/2017)
The AG's recently issued opinion was consistent with TLTA's submitted recommendations sent to the Attorney General's opinion committee.

Hurricane Harvey: News and a Message From TLTA

(8/30/2017)
An important update for our members.

Clarification to T-S1 Compliance Update

(8/30/2017)
TLTA has a brief addendum to the Aug. 24 Compliance Update.

Compliance Update: Attention Title Agents: T-S1 Form Due to TDI Title Examinations Department

(8/24/2017)
A reminder that the T-S1 form is due by Sept. 30, 2017.

Special Session Wrap-Up

(8/23/2017)
A summary of what passed, and what didn't pass, during the special session.

FinCEN Renews Order for Bexar County, Extends Regulations

(8/22/2017)
The Financial Crimes Enforcement Network (FinCEN) has extended their GTO for Bexar County, and has added changes to the GTO as well.

TDI Call for Statistical Data Not Issued Yet

(8/16/2017)
An update on TDI's 2016 call for Statistical Data and 2015 data.

Cyber Technology Task Force Begins Work; TLTA Member Featured in ALTA Phishing Article

(8/9/2017)
Learn more about TLTA's important new committee and a recent ALTA article featuring a TLTA member.

Spoofed Email Appears to Come from ALTA CEO

(8/8/2017)
An important warning from ALTA about a phishing scam that is circulating.

New Study Released on How Dodd-Frank Has Impacted Closing Times

(8/8/2017)
The Real Estate Center at Texas A&M University recently released a study about Dodd-Frank's impact on the time it takes to sell a home.

ALTA Releases Several Resources to Help Protect Title Companies and Customers From Wire Fraud

(8/2/2017)
ALTA recently released several tools to help title insurance companies and their customers prevent wire transfer fraud.

GSE Reform Update

(8/2/2017)
TLTA Federal Legislative Counsel Jim Hyland explains the background on GSE reform and how these changes could impact the title insurance industry.

Roland Love Testifies Before House Committee on Business and Industry

(7/26/2017)
On Tuesday, July 25, TLTA member Roland Love testified before the Texas House Committee on Business and Industry on mechanic's liens and their impact on the title industry.

Cordray Reportedly to Quit CFPB for Ohio Governor Race

(7/26/2017)
News reports indicate that CFPB director Richard Cordray is planning to leave the bureau and seek the 2018 Democratic nomination for governor of Ohio.

TLTA Monitoring "Innocent Buyers Bill"

(7/19/2017)
A proposed Constitutional amendment and the enabling legislation could protect Texas homebuyers.

CFPB Releases Changes to TRID

(7/12/2017)
The CFPB released updated changes to the TRID rule late on Friday, June 7; here's how those changes could impact your work.

Remind Customers to Watch Out for Mortgage Closing Scams

(7/12/2017)
Title insurance professionals and their customers need to watch out for email phishing scams this summer and beyond.

Registration Now Open for the 2018 Land Title School of Texas

(7/5/2017)
This popular program often sells out, so register and book your hotel room today!

FTC, Realtors Warn Homebuyers About Mortgage Closing Cost Phishing Scam

(7/5/2017)
Scammers are using closing cost phishing scams to steal money from homebuyers; learn the warning signs of these fraudulent schemes.

TLTA's 2017 Legislative Report Now Available

(6/29/2017)
View our Legislative Report on the 85th Session of the Texas Legislature.

ALTA, Other Housing Industry Trade Groups Call for CFPB Director to Be Replaced

(6/28/2017)
More than 20 housing industry trade groups, including ALTA, call for legislation that would change the CFPB's structure; plus, TLTA sends letter in support of Financial CHOICE Act.

Beware of Wire Fraud Schemes When Buying a Home

(6/28/2017)
ALTA has shared some important information for customers and title insurance companies on preventing wire fraud schemes.

Remote Tech News: Notaries Moving Online; Morgan Stanley Developing Online Application Tool

(6/21/2017)
Electronic notarization has been in the news a lot lately. Here are some articles covering that hot topic.

House Passes Financial CHOICE Act, But Unclear if Senate Will Consider It

(6/21/2017)
The U.S. House of Representatives voted to pass HR 10, the Financial CHOICE Act, but it may not make it through the Senate.

Gov. Abbott Announces Special Session, Declares Items to Be Included

(6/8/2017)
The list of items Gov. Greg Abbott intends to pursue in the special session of the 85th legislature, starting July 18.

Financial CHOICE Act Up for Vote Today

(6/8/2017)
A summary of the impact the Financial CHOICE Act could have.

Cyber Crime News: Who Hacked My Cyber Insurance Policy?

(5/31/2017)
ALTA recently published this important article about cyber-insurance coverage denials and lessons learned from them.

TLTA Emerges From Session Victorious, Our Safe and Stable System Preserved

(5/31/2017)
A summary of the 85th Session of the Texas Legislature and how it impacted the Texas title insurance industry.

Texas Ranks in Bottom Eight for Claims – and That's a Good Thing

(5/22/2017)
The Texas title insurance system is one of the safest in the country for consumers, and here's data that proves it.

In the Home Stretch of the 85th Legislative Session

(5/17/2017)
What's going on in the last few weeks of the session, and what TLTA anticipates may happen.

Cyber Crime News: DocuSign Confirms Hack and Email Theft; WannaCry Ransomware; Google Docs

(5/17/2017)
A round-up of some of the biggest cyber crime and data breach stories that could affect your business.

Home Equity Constitutional Amendment Will Be on November Ballot

(5/10/2017)
With the support of several industry associations, SJR 60 -- a proposed constitutional amendment on home equity loans that would take effect Jan. 1, 2018 -- has been adopted by both the Texas House and Senate.

First TLTA Affirmative Agenda Item on Governor's Desk – Clarifies Lis Pendens Expungement

(5/10/2017)
SB 1995, a bill clarifying the lis pendens expungement statute, is one of the first 90 bills to pass both chambers during the 85th legislative session.

Bills Relating to TLTA's Affirmative Agenda Gain Momentum

(5/3/2017)
The bills relating to TLTA's affirmative agenda for the 85th legislative session have been moving through the House and Senate.

TLTA Sends Letter of Support for Hensarling CHOICE Act

(5/1/2017)
TLTA recently sent a letter to Financial Services Committee Chairman Jeb Hensarling (R-TX) expressing support for the Financial CHOICE Act.

TLTA Witness Lineup Testifies Against HB 4239, Bill Left Pending in Committee

(4/26/2017)
The hearing for HB 4239, a bill that proposes to upend our stable rate system, drew a large crowd, with 142 people signing in as witnesses, the vast majority of whom registered in opposition.

TLTA Member John F. Rothermel, III Testifies on Mechanic's Liens Bill HB 3065

(4/19/2017)
On Monday, April 17, TLTA member John F. Rothermel, III testified against HB 3065, a bill that relates to mechanic's and materialman's liens.

In Memory of TDI Commissioner David Mattax (1957 – 2017)

(4/19/2017)
TLTA is sad to report that TDI Commissioner David Mattax passed away last week after a battle with cancer.

TLTA Member Roland Love Testifies for Expungement of Lis Pendens in SB 1955; Bill Is Part of TLTA's

(4/12/2017)
TLTA member Roland Love testified on SB 1955, which would allow for expungement of lis pendens on a property and which is part of TLTA's affirmative agenda.

TLTA Adopts Positions on Several Bills, Creates Web Page for Tracking Bills Being Followed

(4/6/2017)
During a Board of Directors conference call on Monday, March 27, TLTA voted to adopt official positions on several bills.

Aaron Day Testifies on HB 1974; SB 1249 Passes Senate and Moves on to House

(4/6/2017)
Read a synopsis of Day's testimony on a power of attorney bill, and an update on a bill on adverse possession against co-tenents.

Register for Conference by May 15 to Save Big - and Reserve Your Hotel Room, Too!

(4/5/2017)
There's still time to save on your registration for the Annual Conference and Business Meeting.

ALTA Urges CFPB to Warn Consumers About Wire Fraud Schemes When Purchasing a Home

(4/4/2017)
A new wire fraud scheme is making the rounds; learn how to protect yourself and your customers.

Texas Association of Realtors Includes Title Insurance in Their Legislative Priorities

(3/29/2017)
The Texas Association of Realtors has included title insurance in their list of priorities for the 85th session of the Texas Legislature.

TLTA Member Roland Love Testifies for Adverse Possession v. Co-Tenants Bill

(3/29/2017)
On Monday, March 27, TLTA member Roland Love testified on SB 1249, which would allow for adverse possession against co-tenants.

Texas Legislature Is Busy - More Bills Filed This Session

(3/22/2017)
The deadline to file bills during the 85th Session of the Texas Legislature was Friday, March 10. Just how active was bill filing during this session?

Legislation on Lis Pendens Filed in Texas Legislature; Amicus Brief Filed by TLTA in Related Case

(3/15/2017)
TLTA was instrumental in getting two bills filed last week ??? SB 1955 and HB 4086 ??? which would clarify that title insurance companies could rely on an expungement of lis pendens when evaluating a transaction.

Two More Title Insurance Bills Filed on Friday Bill Filing Deadline - TLTA Analyzing Impact

(3/11/2017)
Friday was the deadline for bill filing at the Texas Legislature and, as we anticipated, there were additional bills filed dealing with the regulation of title insurance.

Dateline Austin Exclusive: Overview of the Texas Legislature

(1/10/2017)
The Texas Legislature begins its 85th session today, and this session has the potential to impact our industry more than ever before. TLTA has put together the following overview of the legislative process.

Bill to Drastically Alter Texas Title Insurance System Filed Tuesday by Senator Bob Hall

(12/22/2016)
As TLTA anticipated, a bill with the goal of dismantling our safe, stable title insurance system ??? S.B. 372 ??? has been filed by Senator Bob Hall. We also expect a similar bill to be filed in the House. Read the entire text of the bill.

TLTA Gains Two Major Supporters in Deregulation Fight

(12/7/2016)
TLTA is happy to announce that the board of the Texas Bankers Association voted last week to support TLTA in our efforts to maintain the current regulatory framework.

Ever Feel Like Nobody Understands Your Work or Why It Is Important?

(11/30/2016)
Title insurance is frequently misunderstood and does not get the respect it deserves. As those of us at TLTA advocate for you and your industry, we keep hearing the same comments from consumers.

Election Impact on Congress and Key Committees

(11/16/2016)
The election last week of Donald Trump as president, combined with Republican control of the House and Senate, will have a major impact on the land title industry. We think it will largely be positive, but significant change is ahead.

Recap on Texas Election Results: By the Numbers

(11/9/2016)
Yesterday's election saw a number of close races. TLTA has compiled a report on the Texas election results.